IRA Financial specializes in self-directed retirement accounts, giving investors full control over where their money goes—including alternative assets like private placements. Whether you’re new to alternative investing or a seasoned pro, IRA Financial makes it simple to diversify your retirement portfolio with tax-advantaged investment strategies.
No commissions or surprise charges.
Live chat available 8AM–6PM Central Time.
Manage assets or have us handle them.
Serving investors in all 50 states.
Led by Self-Directed IRA specialists.
100% Self-Directed IRA solutions.
Once you’ve selected the type of self-directed retirement account that’s right for you, the next step is to fund it and prepare to make your investment. Before investing, make sure you understand the risks associated with the property and how much income it may generate.
A custodian controlled Self-Directed IRA allows one to invest in alternative investments, including real estate. You choose the investments, and we’ll invest on your behalf. Ideal for investors who are less hands-on.
$0
setup fee
$495
annually
A Checkbook IRA gives you total control with the use of an LLC. Perfect for the investor that performs a lot of transactions, such as with a rental property.
$999
setup fee
$495
annually
If you have self-employment income, the Solo 401(k) is the best way to invest in real estate with retirement funds. Unlike IRAs, 401(k) plans are exempt from UBTI, a tax for investors using leverage to invest in real estate.
$999
setup fee
$399
annually
| In general, all income and gains from a private placement investment will be tax-deferred (or tax-free in the case of a Roth.) |
| Diversify your tax-advantaged portfolio beyond traditional assets like stocks, bonds and mutual funds and look to private offerings. |
| Private placements offer a fixed return, which can be appealing to investors who are looking for stability. |
| Terms can often be negotiated between the company and investors, ensuring you’re making the most of your long-term investments. |
Move quickly on deals with checkbook control and simplified processes, reducing the risk of missing time-sensitive opportunities.
Your custodian handles the paperwork and compliance, while you focus on identifying and managing private placement investments.
Hold private placements inside a retirement account to reduce personal liability and isolate risk, while preserving your long-term financial security.
When investing in private placements with your retirement account, fees matter. Many providers charge asset-based fees that grow with your portfolio—eating into your earnings. Our flat-fee model keeps your costs predictable, so more of your private placement returns stay where they belong: in your retirement account.
| IRA Financial | Other Providers | |
|---|---|---|
| Flat Annual Fee | Yes | No |
| $0 Account & Transaction Fees | Yes | No |
| $0 Admin & Processing Fees | Yes | No |
| Expert-Guided Investments | Yes | No |
| Guaranteed IRS Audit Protection | Yes | Yes |
| Annual Tax Consulting | Yes | No |
| Annual Reporting & Filing Service | Yes | No |
Schedule a free consultation with a member of our team to explore how opening a self-directed retirement account can unlock your ability to invest tax-free in a variety of alternative assets.
Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by opening an account.
