Own Your Retirement Strategy.
Invest in what you know with a Self‑Directed IRA on an all-in-one platform that puts you in control of your financial future.
- Invest in alts like real estate, private equity, crypto, and gold
- Flat annual fee with no hidden costs
- IRS compliant with expert support and guidance
- Tax-free or tax-deferred growth options
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4.8/5
Trustpilot Rating
What is a Self‑Directed Retirement Account?
A self-directed retirement account is a tax-advantaged IRA or Solo 401(k) that gives you the freedom and flexibility to invest in alternative assets.
Unlike traditional retirement accounts limited to stocks and bonds, self-directed accounts let you take control of your investments while staying compliant with IRS rules. Diversify your portfolio, reduce your tax burden, and invest in what you know best.
What Can You Invest In?
With a Self-Directed IRA or Solo 401(k) from IRA Financial, you can diversify your retirement strategy through nearly unlimited alternative asset investments including:
- Real Estate: Rental properties, fix-and-flips, land
- Cryptocurrency: Secure and compliant digital asset investing
- Private Businesses: Startups, private equity, partnerships
- Precious Metals: Gold, silver, and other IRS-approved metals
- Private Lending: Act as a bank through peer lending or mortgage notes
The #1 Self‑Directed Retirement Company
IRA Financial, founded in 2010, is a leading provider of self-directed retirement plans and your partner in financial freedom. Our platform and mobile app make managing your account easier than ever and our in-house tax and compliance team ensures your investments stay within IRS rules.
Why IRA Financial?
- Over $5 billion in retirement assets under custody
- 25,000+ clients across all 50 states
- 97% client retention rate
- Guaranteed IRA audit protection
- Expert support from highly trained specialists
How We Compare to Other Providers
| Equity Trust | Columbia Private Trust | Madison Trust Company | |
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How it works
Open an account, fund it, and start investing. Roll over from any major custodian in 7 business days. Contribute directly. No lockup periods.
01
See if You Prequalify
Submit the form at the top of this page and apply online.
02
Fund your account
Make a contribution or transfer from another IRA account.
03
Start investing
Pick from any number of alternative asset investments.
See What Our Clients Have to Say
I believe that the sphere of influence, those we surround ourselves with and the firms we partner with is critical to our success. I’m honored to have found Adam Bergman and IRA Financial. Adam and his team have created a culture of raving fans, and I’m truly grateful to be one of them. Being treated like family is absolutely priceless.
I have been a client of IRA Financial for several years and I really love them. I've worked with other companies, and they just were not as easy to work with. I appreciate being able to get somebody on the phone and getting help with taxes. Just everything has been so easy to work with. I have, and do, recommend them to anyone thinking about self-directed investing.
Before contacting IRA Financial Group, I conducted an extensive market research on Solo 401K providers. From the initial phone call, I was impressed with the professionalism, the wealth of information provided, the caliber of services. I commend the firm for the technically advanced and secured process they have in place for the transfer of documents and payments processing.
Ready To Take Control of Your Retirement Savings?
Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.
