ROBS/Business Funding
How to Use ROBS to Invest in Real Estate and Cut Taxes
Learn how to use ROBS to invest in real estate with retirement funds—while legally avoiding UBIT and reducing taxes through advisory fee stripping.
Self-Directed IRA
Control your own retirement investments with custodian support.
Checkbook IRA
Checkbook Control over your investment decisions with the use of an LLC.
IRAfi Crypto
Our secure cryptocurrency retirement investing platform.
Solo 401(k)
Tax-advantaged retirement for entrepreneurs.
Awards
The #1 Self-Directed Retirement Company
At IRA Financial, we don’t follow the industry — we lead it. As pioneers in the Self-Directed IRA and Solo 401(k) space, we’ve set the standard for innovation, service, and expertise.
Why IRA Financial?
Unmatched Expertise
- Custom-built plans, not cookie-cutter templates.
- Advanced Roth and UBIT strategies and direct access to top experts in tax law and retirement planning.
All-Inclusive, Full-Service
- Annual tax consulting, compliance, and reporting services.
- Alternative investments available across all plan types with no asset value fees.
Trailblazers in Innovation
- First in the industry to launch a mobile app, enable crypto investing in a retirement account, and publish books on SDIRA LLCs and Solo 401(k)s.
- First to offer checkbook control for Solo 401(k)s and use a Trust instead of an LLC.
How to Get Started
Our goal is to make opening an investment retirement account as easy as possible.
See What Our Clients Have to Say
Build Long-Term Wealth with Alternative Assets
Self-directed retirement accounts offer the flexibility to invest and diversify beyond traditional stocks and mutual funds.
Real Estate
Invest in rental properties, commercial real estate, and land while keeping tax advantages with a self-directed retirement account.
Precious Metals
Add stability to your portfolio with gold, silver, and other IRS-approved metals through your retirement account.
Cryptocurrency
Invest in Bitcoin, Ethereum, and more with a self-directed retirement account while benefiting from potential tax advantages.
Tax Liens/Deeds
Grow your wealth through tax liens and deeds within your self-directed IRA, benefiting from attractive returns and tax advantages.
Private Placements
Invest in private companies, startups, and exclusive ventures through your retirement account, with full control and tax efficiency.
Investment Funds
Diversify your retirement savings across mutual funds, hedge funds, and other managed investments—all within a self-directed IRA.
Trusted Individual Investment Retirement Services
With years of experience and thousands of satisfied clients, we provide reliable support, transparent pricing, and expert guidance—so you can invest for retirement with clarity and confidence.
1000
Active clients across all 50 states
0
Assets under administration
0
Client retention rate
Get Your Questions Answered
Let us help you plan for the future. Schedule a consultation with our New Accounts team to learn more about creating wealth with a self-directed IRA, checkbook IRA, Solo 401 (k), or other retirement account.
Featured Articles
Investments
How to Invest in a Credit Fund with an IRA Using a Foreign Blocker
With interest rates on the rise and traditional income sources under pressure, many savvy investors are turning to private credit as a compelling alternative.
Solo 401(k)
Can I Use My 401(k) to Buy a House?
Generally, there are two options when using a 401(k) to buy a house: taking a loan (if the plan allows them) or taking a distributions from the plan.