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Build Your Business Using Retirement Funds

With a Rollover Business as Start-ups (ROBS) account, you can utilize existing retirement funds to start or grow a business, tax-free.

  • Continue contributing to your retirement as the business grows
  • Leverage retirement funds tax-free
  • Avoid loans, interest payments, and credit checks

Invest in a business with a ROBS account. See if you prequalify in just 90 seconds.

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We’ve been an industry leader in self-directed retirement since 2010, helping over 25,000 clients save money on taxes and grow their retirement portfolios.

Discover the Benefits of Self-Directed IRA Investing with IRA Financial

Expert-guided Investments

Leverage our deep industry knowledge to make informed investment decisions.

Great for Entrepreneurs

There are no penalties or taxes with the ROBS solution. You can make a withdrawal before age 59 and a half without the IRS penalizing you.

Safe and Compliant

Our services are fully compliant with financial regulations, giving you peace of mind.

Our Flat Fee Structure Means No Hidden Costs or Surprises

IRA Financial Other Providers
Flat Annual Fee
One-on-one plan design and corporate structuring
C corporation formation and EIN included
Corporate transaction documents included
Guaranteed IRS audit protection

Getting Started is Simple: Fund Your Business Today

Begin the process

Get started in minutes with our simple online app.

Set Up Your Account

We’ll guide you through setting up your ROBS account.

Add Funds

Transfer funds to your account and start investing in your future.

Get Started Now

Self-Directed Solutions Fit for Your Retirement Needs

    Rollover as Business Startup

    An IRS-approved structure that allows you to use retirement funds to start your own business or raise capital for an existing business.

    • Use existing retirement funds
    • Start a new business
    • Fund an existing business
    • Earn a salary
    • IRS compliant

    Pricing: Starting at $3,500 setup fee, $1,200 annually

    Self-Directed IRA

    With a custodian-controlled IRA, you tell us the investments you want to make, and we’ll do all the work. Invest in traditional and alternative assets, like real estate.

    • Portfolio Diversification
    • Funding Flexibility
    • Access to Alternative Investments
    • Cost Saving with One Flat Fee
    • Investment Control
    • Tax Free/Tax Deferred Gains

    Pricing: $0 setup fee, $495 annually

    Checkbook IRA

    By utilizing the IRA LLC structure, you have total “checkbook control” to make investments when you want, without custodial consent.

    • Flexibility – Gain Checkbook Control of Your Funds
    • Privacy & Confidentiality
    • Special Purpose LLC approved by IRS
    • Enhanced Investment Speed
    • Partnership Availability (Multi-Member LLC)
    • Asset Protection

    Pricing: $999 setup fee, $495 annually

    Solo 401(k)

    Best retirement plan if you are self-employed. Enjoy high annual contributions, Roth and loan features, and unlimited investment opportunities.

    • High Contribution Limits
    • Employee, Employer, and After-Tax Contributions
    • Tax Deferred Growth
    • Borrow up to $50,000, Tax Free!
    • Flexibility – Checkbook Control
    • Traditional & Roth Options

    Pricing: $999 setup fee, $399 annually

    IRAfi Crypto™

    With the all-new IRAfi Crypto™ trading app, you can now buy, sell, and trade the most popular cryptos, including Bitcoin, Ether, and XRP, for a low, annual fee of just $100.

    • Custodial Platform
    • Self-Directed Investing 24/7
    • Hedge Against Inflation
    • Digital Currency
    • 35 Different Cryptos/Tokens

    Pricing: $0 setup fee, $100 annually, 1% fee per trade

    See What Our Clients Have to Say

    I’m beyond pleased with having my self-directed IRA in your teams capable hands. In a few short months, it’s already proving to be a solid retirement investment vehicle. The fees are insignificant compared to the value. Many thanks.

    Ann M. C.

    Illinois

    The process of setting up my self-directed IRA was quick and painless. There were a lot of forms to be completed, but the customer service at IRA Financial Group is great and they are very quick to respond. I was able to complete my set up quickly and get my funds transferred very quickly. Thanks!

    Christy

    Virginia

    I am extremely pleased with the service and professionalism provided by the IRA Financial Group. I don’t think you can find a better firm to handled Self Directed IRA accounts. Keep up the great work and I will always do business with you.

    Owen S.

    Texas

    IRA Financial Group was invaluable in setting up my account. They explained all of the details involved with the process and made the entire evolution simple and efficient. If someone is considering a self-directed IRA, IRA Financial Group is the clear choice.

    Michael J.

    Utah

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    Ready To Take Control of Your Retirement Savings?

    Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.

    Get Started

    Ready to plan for your future?

    Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by opening an account.

    Get Started