Open a self-directed IRA or solo 401(k) account and use your retirement funds to invest in precious metals such as gold, silver, platinum, and more:
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We’ve been an industry leader in self-directed retirement since 2010, helping over 25,000 clients save money on taxes and grow their retirement portfolios.
Our team has deep industry knowledge to guide you through the options that the best fit your needs.
You decide where your money goes. Invest in gold, silver, or other approved precious metals.
Our services are fully compliant with financial regulations, giving you peace of mind.
| IRA Financial | Other Providers | |
|---|---|---|
| Flat Annual Fee | Yes | No |
| $0 Setup Fee | Yes | No |
| $0 Check Fees | Yes | No |
| $0 Investment Fee | Yes | Yes |
| $0 Asset Valuation Fee | Yes | No |
| $0 Roth Conversion Fee | Yes | No |
| Guaranteed IRS Audit Protection | Yes | Yes |
| Annual Tax Consulting | Yes | No |
| Annual Reporting & Filing Service | Yes | No |
Get started in minutes with our simple online app.
We’ll guide you through setting up your IRA account.
Transfer funds to your account and start investing in your future.
With a full-service Self-Directed IRA, will serve as the custodian of your IRA. Invest in alternative assets that do not involve a high frequency of transactions.
Pricing: $0 setup fee, $495 annually
With a Self-Directed IRA LLC “Checkbook Control’, you will be able to purchase real estate by simply writing a check. Best for people looking to actively invest in frequent transactions.
Pricing: $999 setup fee, $495 annually
Best retirement plan if you are self-employed. Unlike traditional 401(k)s, Solo 401(k)s can invest in various types of real estate and offer tax advantages.
Pricing: $999 setup fee, $399 annually
Internal Revenue Code 408(m) states that IRS-approved metals and coins must be held “in the physical possession of a trustee described under subsection (a) of this section.” Therefore, you should never store your IRA-owned gold personally.
Generally, a typical, workplace 401(k) will NOT allow for alternative investments, including gold. However, if you are self-employed with a Solo 401(k) and your plan provider allows for it, you CAN invest in IRS-approved metals and coins.
No! All gains associated with the sale of gold and other metals held inside your retirement plan are NOT subject to tax. Taxes are only due once you withdraw the funds (or metals) from the plan. Note: qualified Roth distributions are NEVER taxable!
Yes! If you wish to make an in-kind rollover of gold from one retirement account to another (or distribute the physical metal), you can. Direct rollovers are a tax-free event, while distributions would incur tax based on the price of the metal at the time of withdrawal.
Yes! IRA Financial does not limit your investment options with our self-directed retirement plans. There are only three things you cannot invest in, as per the IRS: life insurance, collectibles, and any transaction involving a disqualified person. Apart from those, you can invest in anything you want with IRA Financial, including real estate, cryptos, private equity and so much more.
Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by opening an account.