Invest Your Retirement in Gold and Precious Metals
Open a Self-Directed IRA or solo 401(k) account and use your retirement funds to invest in precious metals, such as gold, silver, platinum, palladium, and more:
- Shield your retirement savings from inflation and economic instability
- Enhance long-term returns while avoiding immediate tax liabilities on gains
- Simple and transparent flat fee structure
Maximize your retirement with precious metal investments! See if you prequalify for an account in just 90 seconds.
We’ve been an industry leader in self-directed retirement since 2010, helping over 25,000 clients save money on taxes and grow their retirement portfolios.
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Self-Directed IRAs in 2025
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Reduce Your Portfolio Risk by Investing in Precious Metals
Our Flat Fee Structure Means No Hidden Costs or Surprises
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Investing is Easy – Get Started Today
01
Begin the process
Get started in minutes with our simple online app.
02
Set Up Your Account
We’ll guide you through setting up your IRA account.
03
Add Funds
Transfer funds to your account and start investing in your future.
Frequently Asked Gold IRA Questions
Internal Revenue Code 408(m) states that IRS-approved metals and coins must be held “in the physical possession of a trustee described under subsection (a) of this section.” Therefore, you should never store your IRA-owned gold personally.
Generally, a typical, workplace 401(k) will NOT allow for alternative investments, including gold. However, if you are self-employed with a Solo 401(k) and your plan provider allows for it, you CAN invest in IRS-approved metals and coins.
No! All gains associated with the sale of gold and other metals held inside your retirement plan are NOT subject to tax. Taxes are only due once you withdraw the funds (or metals) from the plan. Note: qualified Roth distributions are NEVER taxable!
Yes! If you wish to make an in-kind rollover of gold from one retirement account to another (or distribute the physical metal), you can. Direct rollovers are a tax-free event, while distributions would incur tax based on the price of the metal at the time of withdrawal.
Yes! IRA Financial does not limit your investment options with our self-directed retirement plans. There are only three things you cannot invest in, as per the IRS: life insurance, collectibles, and any transaction involving a disqualified person. Apart from those, you can invest in anything you want with IRA Financial, including real estate, cryptos, private equity and so much more.
See What Our Clients Have to Say
Online application process was very simple. Any questions I had was quickly responded to by humans and not simply an unintelligent bot. Establishment of my LLC and bank account was very smooth.
I have been a client of IRA Financial for several years and I really love them. I've worked with other companies, and they just were not as easy to work with. I appreciate being able to get somebody on the phone and getting help with taxes. Just everything has been so easy to work with. I have, and do, recommend them to anyone thinking about self-directed investing.
Before contacting IRA Financial Group, I conducted an extensive market research on Solo 401K providers. From the initial phone call, I was impressed with the professionalism, the wealth of information provided, the caliber of services. I commend the firm for the technically advanced and secured process they have in place for the transfer of documents and payments processing.
Ready To Take Control of Your Retirement Savings?
Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.
