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Invest in Crypto, Tax-Free

Maximize your crypto retirement investments! See if you prequalify for an account in just 90 seconds.

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We’ve been an industry leader in self-directed retirement since 2010, helping over 25,000 clients save money on taxes and grow their retirement portfolios.

Diversify Your Retirement Portfolio with IRA Financial’s Crypto Investments

Expert-guided Investments

Leverage our deep industry knowledge to make informed investment decisions.

Dedicated, Secure Platform

Buy, sell, and trade cryptocurrencies 24/7 within a tax-advantaged account. Enjoy tax-free gains, no hidden fees, comparative analysis tools, and more.

Safe and Compliant

Our services are fully compliant with financial regulations, giving you peace of mind.

Our Flat Fee Structure Means No Hidden Costs or Surprises

IRA Financial Other Providers
Flat Annual Fee Yes No
$0 Setup Fee Yes No
Guaranteed IRS Audit Protection Yes No
Annual Tax Consulting Yes No
Annual Reporting & Filing Service Yes No

Getting Started is Simple: Open Your Crypto Investment Account

Begin the process

Get started in minutes with our simple online app.

Set Up Your Account

We’ll guide you through setting up your IRA account.

Add Funds

Transfer funds to your account and start investing in your future.

Frequently Asked Crypto IRA Questions

How do I fund my IRA Crypto plan?

  • Direct Contribution
  • IRA Transfer
  • Rollover of Previous Employer 401(k) Funds

No! IRA Financial is unique in that we do not require a minimum deposit to get started or maintain a minimum balance as long as you have a credit card on file.

Since retirement plans are tax-advantaged accounts, you don’t need to worry about taxes, such as capital gains, when you trade cryptos inside one. With a traditional plan, taxes are deferred until you withdraw from the plan; if you utilize a Roth, never pay taxes on qualified distributions.

  • 0x Protocol (ZRX)
  • Aave (AAVE)
  • ApeCoin (APE)
  • Avalanche (AVAX)
  • Basic Attention Token (BAT)
  • Bitcoin Cash (BCH)
  • Bitcoin (BTC)
  • Bonk (BONK)
  • Chainlink (LINK)
  • Compound (COMP)
  • Curve DAO (CRV)
  • Dai (DAI)
  • Dogecoin (DOGE)
  • Enjin Coin (ENJ)
  • Ethereum (ETH)
  • Fantom (FTM)
  • GYEN (GYEN)
  • Hedera (HBAR)
  • Litecoin (LTC)
  • Maker (MKR)
  • Polkadot (DOT)
  • PayPal USD (PYUSD)
  • Pepe (PEPE)
  • Ripple USD (RLUSD)
  • Shiba Inu (SHIB)
  • Solana (SOL)
  • Stellar (XLM)
  • Sui (SUI)
  • Tether (USDT)*
  • The Graph (GRT)
  • Uniswap (UNI)
  • USD Coin (USDC)
  • XRP (XRP)
  • Yearn Finance (YFI)
  • ZUSD (ZUSD)

All customer funds held on Bitstamp are 100% backed and available for withdrawal at any time. Assets are held 1:1 in custody, meaning for each coin our customers hold with us, that coin is safely held with a fully licensed, qualified custodian.

All Bitstamp customers’ crypto and fiat are stored separately from corporate assets. Bitstamp will never lend or stake out your assets, crypto or fiat, without your express instruction.

95% of crypto held at Bitstamp is securely stored offline in bank-grade Class III vaults. Bitstamp keeps the remaining 5% online to enable smooth and fast transactions. Additionally, our custodians hold insurance for client assets in cold wallets.

See What Our Clients Have to Say

I’m beyond pleased with having my self-directed IRA in your teams capable hands. In a few short months, it’s already proving to be a solid retirement investment vehicle. The fees are insignificant compared to the value. Many thanks.

Ann M. C.

Illinois

The process of setting up my self-directed IRA was quick and painless. There were a lot of forms to be completed, but the customer service at IRA Financial Group is great and they are very quick to respond. I was able to complete my set up quickly and get my funds transferred very quickly. Thanks!

Christy

Virginia

I am extremely pleased with the service and professionalism provided by the IRA Financial Group. I don’t think you can find a better firm to handled Self Directed IRA accounts. Keep up the great work and I will always do business with you.

Owen S.

Texas

IRA Financial Group was invaluable in setting up my account. They explained all of the details involved with the process and made the entire evolution simple and efficient. If someone is considering a self-directed IRA, IRA Financial Group is the clear choice.

Michael J.

Utah

Ready To Take Control of Your Retirement Savings?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.

Ready to plan for your future?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by opening an account.

IMPORTANT DISCLAIMER

IRA Financial Trust Inc. and IRA Financial Group, LLC (“IRA Financial”) are not an exchange, funding portal, custodian, trust company, licensed broker, dealer, broker-dealer, investment advisor, investment manager, or adviser in the United States or elsewhere. IRA Financial is not affiliated with & does not endorse any particular cryptocurrency, precious metal, or investment strategy. IRA Financial is solely a technology platform providing access to cryptocurrency investments via Bitstamp cryptocurrency exchange.

Cryptocurrencies are a speculative investment with risk of loss. Staking involves considerable risk. Cryptocurrency is not legal tender backed by the United States government, nor is it subject to Federal Deposit Insurance Corporation (“FDIC”) insurance or protections. Users do not receive a choice of custody partner. The self-directed purchase and sale of cryptocurrency through a cryptocurrency IRA have not been endorsed by the IRS or any regulatory agency. Historical performance is no guarantee of future results.

IRA Financial makes no guarantee or representation regarding investors’ ability to profit from any transaction or the tax implications of any transaction. IRA Financial does not provide legal, investment or tax advice. Consult a qualified legal, investment, or tax professional.

Information contained on this website is for information purposes only. It is not tailored to any specific user. It does not constitute investment advice in any way, nor does it constitute an offer to sell or a solicitation of an offer to buy or sell any cryptocurrency or security or to participate in any investment strategy. IRA Financial. makes no representation or warranty as to the accuracy or completeness of this information and shall not have any liability for any representations (expressed or implied) or omissions from the information contained herein. IRA Financial disclaims any and all liability to any party for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this information, which is provided as is, without warranties.