A self-directed retirement account offers the same tax benefits as a regular one, but lets you invest in real estate, private businesses, crypto, precious metals, and more.
You’re not limited to stocks and mutual funds. Use your retirement funds to invest in alts like real estate, crypto, private equity, and more.
Build a more resilient portfolio by investing in what you know and believe in. Real assets. Real opportunity.
Our team has helped over 25,000 clients across the US invest more than $4.5 billion using self-directed retirement accounts.
Open a traditional, Roth, SEP, or SIMPLE IRA and invest in both traditional and alternative assets—like real estate and crypto—with tax advantages.
$0
Setup Fee
$395*
$495
Annual Fee
Includes all the features of a Self-Directed IRA, plus full checkbook control through an LLC for fast, direct investing.
$999
Setup Fee
$395*
$495
Annual Fee
Ideal for self-employed individuals. Get higher contribution limits, Roth options, and the ability to borrow from your plan without tax.
$999
Setup Fee
$299*
$399
Annual Fee
Buy, sell, and hold crypto directly in your IRA—no LLC needed. Trade 24/7 with tax-deferred or tax-free growth.
$0
Setup Fee
$0*
$100
Annual Fee
Use retirement funds to start or buy a business without penalties. Includes C Corp setup, rollover, and full compliance support.
$3,500
Setup Fee
$1,100*
$1,200
Annual Fee
Save for medical or education expenses while investing in assets like real estate, crypto, or private equity, tax-free.
$0
Setup Fee
$20*
$120
Annual Fee
*$100 referral discount applies to first year annual fee only. Annual fee will be full-price following the first year.
Pick the account that fits your goals. If you’re not sure, you can schedule a consultation and our team will walk you through your options and answer your questions.
Complete your application online in about 5 minutes. It’s fast, secure, and mobile-friendly. Be sure to use the links on this page to automatically apply your $100 discount.
Choose from real estate, crypto, private equity, notes, metals, and more. You’re in control.
Real estate is one of the most powerful ways to grow your retirement account. With a Self-Directed IRA or Solo 401(k), you can invest in rental homes, multifamily units, land, or commercial buildings—all while keeping the tax advantages and gaining full control of your investment strategy.
What you need to know:
Your IRA or Solo 401(k) can invest directly in private companies, startups, hedge funds, and LLCs, giving you access to high-growth opportunities that go beyond the stock market.
What you need to know:
With IRAfi Crypto, you can trade cryptocurrency directly through your IRA or Solo 401(k); no LLC or third-party wallets required. It’s fast, compliant, and built for retirement investors who want full control.
What you need to know:
Add IRS-approved physical metals to your retirement portfolio for diversification and long-term stability—all held securely in your account.
What you need to know:
You don’t have to choose between Wall Street and alternative investing. IRA Financial lets you keep traditional assets in your retirement plan while exploring broader opportunities.
What you need to know:
Use your IRA or Solo 401(k) to invest in property-backed tax liens and deeds, generating potential returns through interest or property acquisition.
What you need to know:
If someone you trust invited you, great news — you’re eligible as long as you meet our account requirements. This offer is intended for new U.S. clients opening a qualifying IRA or 401(k) account with IRA Financial. Once your account is open, your $100 discount will be applied automatically.
Once your account is opened, our app walks you through every funding method—whether it’s a transfer from another IRA, a rollover from a 401(k), or a direct contribution. You can upload documents and track funding status in real time.
Absolutely. All assets are held with regulated custodians. Our app and back-end systems are encrypted, secure, and monitored. Cash is FDIC-insured (up to applicable limits), and all investments follow strict IRS compliance rules.
You can invest in real estate, private equity, crypto, promissory notes, tax liens, precious metals, and more. The app helps you initiate and track each investment, and our team ensures you’re staying IRS-compliant.
Yes. You can schedule a free call right inside the app or speak with one of our U.S.-based specialists. We’re here to answer questions before and after you open your account.
Have questions before getting started? Submit the form and we’ll connect you with a specialist who can walk you through your options and help you feel confident about your next step.