Unlock Your
Retirement Potential

Experience the freedom of investing with IRA Financial’s self-directed retirement solutions:

Wide Asset Range
Tax-Free Investing
Flat Fee Structure

Invest in alternative assets, tax free. See if you prequalify for an account in just 90 seconds.

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IRA Financial specializes in self-directed retirement accounts for investing in alternative assets. Is this the type of account you are looking for?(Required)

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We’ve been an industry leader in self-directed retirement since 2010, helping over 25,000 clients save money on taxes and grow their retirement portfolios.

Discover the Advantages of Investing with IRA Financial

Expert-guided Investments

Leverage our deep industry knowledge to make informed investment decisions.

Control Over Your Funds

You decide where your money goes. Invest in alternative assets including businesses, real estate, and crypto.

Safe and Compliant

Our services are fully compliant with financial regulations, giving you peace of mind.

Our Flat Fee Structure Means No Hidden Costs or Surprises

	IRA Financial	Other Providers
Flat Annual Fee	Yes	No
$0 Setup Fee	Yes	No
$0 Check Fees	Yes	No
$0 Investment Fee	Yes	Yes
$0 Asset Valuation Fee	Yes	No
$0 Roth Conversion Fee	Yes	No
Guaranteed IRS Audit Protection	Yes	Yes
Annual Tax Consulting	Yes	No
Annual Reporting & Filing Service	Yes	No

Getting Started is Easy

Begin the process

Get started in minutes with our simple online app.

Set Up Your Account

We’ll guide you through setting up your IRA account.

Add Funds

Transfer funds to your account and start investing in your future.

Get Started Now

Self-Directed Solutions Fit for Your Retirement Needs

Self-Directed IRA

With a custodian-controlled IRA, you tell us the investments you want to make, and we’ll do all the work. Invest in traditional and alternative assets, like real estate.

Portfolio Diversification
Funding Flexibility
Access to Alternative Investments

Cost Saving with One Flat Fee
Investment Control
Tax Free/Tax Deferred Gains

Pricing: $0 setup fee, $495 annually

Checkbook IRA

By utilizing the IRA LLC structure, you have total “checkbook control” to make investments when you want, without custodial consent.

Flexibility – Gain Checkbook Control of Your Funds
Privacy & Confidentiality
Special Purpose LLC approved by IRS

Enhanced Investment Speed
Partnership Availability (Multi-Member LLC)
Asset Protection

Pricing: $999 setup fee, $495 annually

Solo 401(k)

Best retirement plan if you are self-employed. Enjoy high annual contributions, Roth and loan features, and unlimited investment opportunities.

High Contribution Limits
Employee, Employer, and After-Tax Contributions
Tax Deferred Growth

Borrow up to $50,000, Tax Free!
Flexibility – Checkbook Control
Traditional & Roth Options

Pricing: $999 setup fee, $399 annually

IRAfi Crypto™

With the all-new IRAfi Crypto™ trading app, you can now buy, sell, and trade the most popular cryptos, including Bitcoin, Ether, and XRP, for a low, annual fee of just $100.

Custodial Platform
Self-Directed Investing 24/7
Hedge Against Inflation

Digital Currency
35 Different Cryptos/Tokens

Pricing: $0 setup fee, $100 annually, 1% fee per trade

ROBS

Rollover as Business Startup

An IRS-approved structure that allows you to use retirement funds to start your own business or raise capital for an existing business.

Use existing retirement funds
Start a new business
Fund an existing business

Earn a salary
IRS compliant

Pricing: Starting at $3,500 setup fee, $1,200 annually

See What Our Clients Have to Say

I’m beyond pleased with having my self-directed IRA in your teams capable hands. In a few short months, it’s already proving to be a solid retirement investment vehicle. The fees are insignificant compared to the value. Many thanks.

Ann M. C.

Illinois

The process of setting up my self-directed IRA was quick and painless. There were a lot of forms to be completed, but the customer service at IRA Financial Group is great and they are very quick to respond. I was able to complete my set up quickly and get my funds transferred very quickly. Thanks!

Christy

Virginia

I am extremely pleased with the service and professionalism provided by the IRA Financial Group. I don’t think you can find a better firm to handled Self Directed IRA accounts. Keep up the great work and I will always do business with you.

Owen S.

Texas

IRA Financial Group was invaluable in setting up my account. They explained all of the details involved with the process and made the entire evolution simple and efficient. If someone is considering a self-directed IRA, IRA Financial Group is the clear choice.

Michael J.

Utah

Ready To Take Control of Your Retirement Savings?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.

Get Started

Ready to plan for your future?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by opening an account.