Skip Navigation

A Clear Guide to
Solo 401(k) Investing

Download our free Solo 401(k) guide to learn how self-employed investors can maximize retirement contributions, invest beyond the stock market, and build wealth with greater tax advantages.

  • How Solo 401(k) plans work and who qualifies
  • The powerful tax advantages available to self-employed investors
  • Alternative investments you can make with a Solo 401(k)
  • Key IRS rules to understand before investing

Get Your Free Guide

Name(Required)
By submitting this form, I consent to be contacted by email, phone, or text message. Message & data rates may apply. Reply STOP to opt out of further text messaging.

What You’ll Get Inside the Guide

This guide delivers a practical breakdown of how a Solo 401(k) works and why it has become one of the most powerful retirement tools for entrepreneurs and self-employed professionals.

Inside, you’ll discover:

  • How Solo 401(k) plans work and who they are designed for
  • The difference between Traditional and Roth Solo 401(k) options
  • How to maximize retirement contributions as both employer and employee
  • Alternative investments you can make using retirement funds
  • Key IRS rules every Solo 401(k) investor should know
Get the Guide
The #1 Self-Directed Retirement Company

The #1 Self-Directed Retirement Company

IRA Financial, founded in 2010, is a leading provider of self-directed retirement plans and your partner in financial freedom. Our platform and mobile app make managing your account easier than ever and our in-house tax and compliance team ensures your investments stay within IRS rules.

Why IRA Financial?

  • Over $5 billion in retirement assets under custody
  • 25,000+ clients across all 50 states
  • 97% client retention rate
  • Guaranteed IRA audit protection
  • Expert support from highly trained specialists

Recognized for Innovation and Trust

Best Self-Directed IRA Companies 2026

Best Self-Directed IRA Companies 2026

Top-Rated Self-Directed IRA Services for Investors 2026

Top-Rated Self-Directed IRA Services for Investors 2026

Leading Firms for 
Self-Directed IRAs in 2026

Leading Firms for
Self-Directed IRAs in 2026

Recognized for Innovation and Trust

Best Self-Directed IRA Companies 2026

Best Self-Directed IRA Companies 2026

Top-Rated Self-Directed IRA Services for Investors 2026

Top-Rated Self-Directed IRA Services for Investors 2026

Leading Firms for 
Self-Directed IRAs in 2026

Leading Firms for 
Self-Directed IRAs in 2026

How It Works

Open an Account

Sign up for an IRA Financial account and get access to our platform in minutes.

Fund Your Account

Make a contribution or transfer from another IRA account

Choose Your Investments

Pick from any number of alternative asset investments

Get the Guide

See What Our Clients Have to Say

I’m beyond pleased with having my self-directed IRA in your teams capable hands. In a few short months, it’s already proving to be a solid retirement investment vehicle. The fees are insignificant compared to the value. Many thanks.

Ann M. C.

Illinois

The process of setting up my self-directed IRA was quick and painless. There were a lot of forms to be completed, but the customer service at IRA Financial Group is great and they are very quick to respond. I was able to complete my set up quickly and get my funds transferred very quickly. Thanks!

Christy

Virginia

I am extremely pleased with the service and professionalism provided by the IRA Financial Group. I don’t think you can find a better firm to handled Self Directed IRA accounts. Keep up the great work and I will always do business with you.

Owen S.

Texas

IRA Financial Group was invaluable in setting up my account. They explained all of the details involved with the process and made the entire evolution simple and efficient. If someone is considering a self-directed IRA, IRA Financial Group is the clear choice.

Michael J.

Utah

Trustpilot

Ready to Take Control of Your Retirement?

A Solo 401(k) allows you to contribute more, invest in alternative assets, and build long-term wealth with powerful tax advantages.

Download the free guide to learn how to unlock the full potential of your retirement strategy.

Get the Guide
Woman hopefully smiling while holding a phone

Ready to Take Control of Your Retirement?

A Solo 401(k) allows you to contribute more, invest in alternative assets, and build long-term wealth with powerful tax advantages.

Download the free guide to learn how to unlock the full potential of your retirement strategy.

Get the Guide