Self-Directed IRA Built for Control and Flexibility
IRA Financial’s Self-Directed IRAs give investors the freedom to move beyond traditional Wall Street portfolios and invest retirement funds into alternative assets like real estate, private equity, and cryptocurrency.
- No hidden fees
- Built to follow IRS rules
- Simple setup
See Which Account Is Right for You
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Recognized by Leading Financial Publications
Best Self-Directed IRA Companies 2025
Leading Firms for Self-Directed IRAs in 2025
Top-Rated Self-Directed IRA Services for Investors
Self-Directed IRAs We Offer
Thinking About a Self‑Directed IRA?
Review pricing, account options, and setup details before you decide.
- Clear pricing, account options, and setup steps
- Educational guides for self-directed retirement investing
- Resources to help you compare providers and approaches
How We Compare to Other Providers
IRA Financial | Equity Trust | Columbia Private Trust | Madison Trust Company | |
Setup Fee | $0 | $50 | $0 | $50 |
Annual Fee | $495 | $750 | $750 | $800 |
Asset Value Fee | $0 | $0 | $600 | $0 |
Investment Fee | $0 | $0 | $1,000 | $200 |
Roth Conversion Fee | $0 | $0 | $150 | $100 |
1 Year Total Cost | $495 | $800 | $2,500 | $1,150 |
5 Year Total Cost | $2,475 | $3,800 | $7,900 | $4,350 |
Trust Pilot Score | 4.8/5 | 2.2/5 | 3.2/5 | NA |
See What Our Clients Have to Say
I decided to open a Self-Directed IRA because I wanted to invest in real estate projects. Also, having control of my money was a big motivating factor as well. Being able to decide where and when to invest has been very successful for me. All the real estate projects I have selected have been solid investments. I have recommended IRA Financial to friends and family.
I have been a client of IRA Financial for several years and I really love them. I've worked with other companies, and they just were not as easy to work with. I appreciate being able to get somebody on the phone and getting help with taxes. Just everything has been so easy to work with. I have, and do, recommend them to anyone thinking about self-directed investing.
I've looked at all of the participants in this space and IRA Financial was the clear choice. They were the easiest to work with, answered all my questions and concerns prior to me taking the steps to open the account. The process is straight forward and there are no surprises. My investments in Real Estate have been largely successful. IRA Financial is professional, has great support, and put the customer in the driver's seat.
Trusted Individual Investment Retirement Services
With years of experience and thousands of satisfied clients, we provide reliable support, transparent pricing, and expert guidance—so you can invest for retirement with clarity and confidence.
27,000+
Active Accounts
$7B+
Assets Under Administration
97%
Client Retention Rate
Fees, plans, and setup details
Get Self‑Directed IRA Account Details
Complete the form to receive a clear overview of Self-Directed IRA account options, pricing, funding methods, and next steps. You’ll also get access to educational resources to help you understand how self-directed investing works and what to expect.
What you’ll get immediate access to:
- Full fee schedule and pricing explanation
- Available account types and funding options
- Step-by-step overview of the setup process
- Educational resources on Self-Directed IRAs