Invest in Crypto. Tax‑Free or Tax‑Deferred.
Buy, sell, and hold the most popular cryptocurrencies with IRAfi Crypto, a self-directed retirement account and trading platform brought to you by IRA Financial.
- $100 annual fee
- No minimum deposit required
- We handle all IRS reporting
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Recognized for innovation and trust
Best Self-Directed IRA Companies 2025
Leading Firms for Self-Directed IRAs in 2025
Top-Rated Self-Directed IRA Services for Investors
What is IRAfi Crypto?
IRAfi Crypto is a self-directed retirement account and 24/7 crypto trading solution that enables individuals to invest in digital assets like Bitcoin and Ethereum, using retirement funds. Through powerful tax advantages, your gains grow tax-deferred or even tax-free.
- Invest in over 45 popular tokens including BTC, ETH, and SOL
- Defer or eliminate taxes on crypto gains depending on your IRA type
- Pay only 1% fee per trade
- Transfer or rollover existing retirement funds or make a contribution
Who's It For?
IRAfi Crypto is for everyone. Our clients span a wide range of crypto and investing backgrounds. What they have in common, is the desire to invest smarter with digital assets inside tax-advantaged account.
- New and experienced crypto investors looking to gain tax advantages
- IRA holders who want more than just stocks and ETFs
- Alternative asset investors seeking diversification with control

Popular Tokens You Can Trade
Bitcoin (BTC)
Ethereum (ETH)
Solana (SOL)
XRP
Tether (USDT)
Dozens more available via Bitstamp Exchange
How It Works
01
Get Prequalified
Submit your information to see if you qualify for an account.
02
Open and Fund the Account
Transfer funds from an existing IRA or make a contribution.
03
Start Trading
Access Bitstamp’s exchange directly through your IRAfi Crypto dashboard.
The #1 Self‑Directed Retirement Company
IRA Financial, founded in 2010, is a leading provider of self-directed retirement plans and your partner in financial freedom. Our platform and mobile app make managing your account easier than ever and our in-house tax and compliance team ensures your investments stay within IRS rules.
Why IRA Financial?
- Over $5 billion in retirement assets under custody
- 25,000+ clients across all 50 states
- 97% client retention rate
- Guaranteed IRA audit protection
- Expert support from highly trained specialists

See What Our Clients Have to Say
Online application process was very simple. Any questions I had was quickly responded to by humans and not simply an unintelligent bot. Establishment of my LLC and bank account was very smooth.
I believe that the sphere of influence, those we surround ourselves with and the firms we partner with is critical to our success. I’m honored to have found Adam Bergman and IRA Financial. Adam and his team have created a culture of raving fans, and I’m truly grateful to be one of them. Being treated like family is absolutely priceless.
Before contacting IRA Financial Group, I conducted an extensive market research on Solo 401K providers. From the initial phone call, I was impressed with the professionalism, the wealth of information provided, the caliber of services. I commend the firm for the technically advanced and secured process they have in place for the transfer of documents and payments processing.
Ready To Take Control of Your Retirement Savings?
Discover a smarter way to invest in your future with cryptocurrencies. Start creating wealth with IRAfi Crypto today.
