Unlock Real Estate Investing with Your IRA

With a Self-Directed IRA, you can use your retirement funds to invest in a wide variety of real estate opportunities.

Invest in rental properties, REITs, raw land, and more
Benefit from tax-deferred or tax-exempt savings
Take advantage of rising rents and property values

Trusted by thousands, IRA Financial offers fast setup, expert support, and full IRS compliance — so you can save more, stress less, and invest with confidence. Start today.

Open a Self-Directed IRA Account

Award-Winning Innovation You Can Trust

What is a Self-Directed Retirement Account?

A self-directed retirement account is a tax-advantaged IRA or Solo 401(k) that gives you the freedom and flexibility to invest in alternative assets.

Unlike traditional retirement accounts limited to stocks and bonds, self-directed accounts let you take control of your investments while staying compliant with IRS rules. Diversify your portfolio, reduce your tax burden, and invest in what you know best.

How to Use the Roth IRA First-Time Home Buyer Strategy to Fund Your New Home

Expert-guided Support

Our team has deep industry knowledge to guide you through the options that the best fit your needs.

Real Estate Investment Options

Choose from residential or commercial properties, tax liens, fractional real estate and more.

Safe and Compliant

Our services are fully compliant with financial regulations, giving you peace of mind.

Types of Self-Directed Retirement Accounts for Individuals

Self-Directed IRA

A custodian-controlled Self-Directed IRA allows one to invest in alternative investments, including real estate. You choose the investments, and we’ll invest on your behalf. Ideal for investors who are less hands-on.

$0

setup fee

$495

annually

Checkbook IRA

A Checkbook IRA gives you total control with the use of an LLC. Perfect for the investor that performs a lot of transactions, such as with a rental property.

$999

setup fee

$495

annually

Solo 401(k)

If you have self-employment income, the Solo 401(k) is the best way to invest in real estate with retirement funds. Unlike IRAs, 401(k) plans are exempt from UBTI, a tax for investors using leverage to invest in real estate.

$999

setup fee

$399

annually

Get Started

The #1 Self-Directed Retirement Company

IRA Financial, founded in 2010, is a leading provider of self-directed retirement plans and your partner in financial freedom. Our platform and mobile app make managing your account easier than ever and our in-house tax and compliance team ensures your investments stay within IRS rules.

Why IRA Financial?

Over $5 billion in retirement assets under custody
25,000+ clients across all 50 states
97% client retention rate
Guaranteed IRA audit protection
Expert support from highly trained specialists

How It Works

Open Your Account

Start by opening a new account in less than 10 minutes with us here.

Fund Your Account

Make a contribution or transfer from another IRA account

Choose Your Investments

Pick from any number of alternative asset investments

Open Account

See What Our Clients Have to Say

I’m beyond pleased with having my self-directed IRA in your teams capable hands. In a few short months, it’s already proving to be a solid retirement investment vehicle. The fees are insignificant compared to the value. Many thanks.

Ann M. C.

Illinois

The process of setting up my self-directed IRA was quick and painless. There were a lot of forms to be completed, but the customer service at IRA Financial Group is great and they are very quick to respond. I was able to complete my set up quickly and get my funds transferred very quickly. Thanks!

Christy

Virginia

I am extremely pleased with the service and professionalism provided by the IRA Financial Group. I don’t think you can find a better firm to handled Self Directed IRA accounts. Keep up the great work and I will always do business with you.

Owen S.

Texas

IRA Financial Group was invaluable in setting up my account. They explained all of the details involved with the process and made the entire evolution simple and efficient. If someone is considering a self-directed IRA, IRA Financial Group is the clear choice.

Michael J.

Utah

Ready To Take Control of Your Retirement Savings?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.

Open Account

Ready to plan for your future?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by opening an account.

Open Account