Unlock Real Estate Investing with Your IRA

With a Self-Directed IRA, you can use your retirement funds to invest in a wide variety of real estate opportunities.

  • Invest in rental properties, REITs, raw land, and more
  • Benefit from tax-deferred or tax-exempt savings
  • Take advantage of rising rents and property values

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Complete our pre-application in just 60 seconds to get started

A Self-Directed Retirement Account is used to invest in alternative assets. Is this the type of account you are looking for?

Limited-time offer: Add real-time stock trading to your SDIRA and save $150 when you apply with promo code STOCKS. See terms

We’ve been an industry leader in self-directed retirement since 2010, helping over 25,000 clients save money on taxes and grow their retirement portfolios.

Best Self-Directed IRA Companies 2025

Top-Rated Self-Directed IRA Services for Investors

Leading Firms for Self-Directed IRAs in 2025

Discover the Benefits of Investing in Real Estate with IRA Financial

Expert-Guided Support

Our team has deep industry knowledge to guide you through the options that best fit your needs.

Real Estate Investment Options

Choose from residential or commercial properties, tax liens, fractional real estate and more.

Safe and Compliant

Our services are fully compliant with financial regulations, giving you peace of mind.

Our Flat Fee Structure Means No Hidden Costs or Surprises


IRA Financial

Other Providers


Flat Annual Fee


$0 Setup Fee


$0 Check Fees


$0 Investment Fee


$0 Asset Valuation Fee


$0 Roth Conversion Fee


Guaranteed IRS Audit Protection


Annual Tax Consulting


Annual Reporting & Filing Service

Real Estate Investing with Retirement Funds is Simple

01

Begin the process

Get started in minutes with our simple prequalification form.

02

Set Up Your Account

We’ll guide you through setting up your IRA account.

03

Add Funds

Transfer funds to your account and start investing in your future.
Get Started Now

Real Estate Investment Solutions Fit for Your Retirement Needs

Self-Directed IRA For Real Estate

With a full-service Self-Directed IRA, we will serve as the custodian of your IRA. Invest in alternative assets that do not involve a high frequency of transactions.

  • Portfolio Diversification
  • Funding Flexibility
  • Access to Alternative Investments
  • Cost Saving with One Flat Fee
  • Investment Control
  • Tax Free/Tax Deferred Gains

Pricing: $0 setup fee, $495 annually

Checkbook IRA for Real Estate

With a Self-Directed IRA LLC “Checkbook Control”, you will be able to purchase real estate by simply writing a check. Best for people looking to actively invest in frequent transactions.

  • Flexibility – Gain Checkbook Control of Your Funds
  • Privacy & Confidentiality
  • Special Purpose LLC approved by IRS
  • Enhanced Investment Speed
  • Partnership Availability (Multi-Member LLC)
  • Asset Protection

Pricing: $999 setup fee, $495 annually

Real Estate Investing with Solo 401(k)

Best retirement plan if you are self-employed. Unlike traditional 401(k)s, Solo 401(k)s can invest in various types of real estate and offer tax advantages.

  • High Contribution Limits
  • Employee, Employer, and After-Tax Contributions
  • Tax Deferred Growth
  • Borrow up to $50,000, Tax Free!
  • Flexibility – Checkbook Control
  • Traditional & Roth Options

Pricing: $999 setup fee, $399 annually

See What Our Clients Have to Say

4.8+
Average rating on 2,000

I believe that the sphere of influence, those we surround ourselves with and the firms we partner with is critical to our success. I’m honored to have found Adam Bergman and IRA Financial. Adam and his team have created a culture of raving fans, and I’m truly grateful to be one of them. Being treated like family is absolutely priceless.

Mary Ann M.

I have been a client of IRA Financial for several years and I really love them. I've worked with other companies, and they just were not as easy to work with. I appreciate being able to get somebody on the phone and getting help with taxes. Just everything has been so easy to work with. I have, and do, recommend them to anyone thinking about self-directed investing.

Paul S.

Before contacting IRA Financial Group, I conducted an extensive market research on Solo 401K providers. From the initial phone call, I was impressed with the professionalism, the wealth of information provided, the caliber of services. I commend the firm for the technically advanced and secured process they have in place for the transfer of documents and payments processing.

Angie A Florida

Ready To Take Control of Your Retirement Savings?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.

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IRA Financial (IRAF) is not a law firm and does not provide legal, financial, or investment advice. No attorney-client relationship exists between the Client and IRAF, its staff, or in-house counsel. IRAF offers retirement account facilitation and document services only. Clients should consult qualified legal, tax, or financial professionals before making investment decisions. IRAF does not render legal, accounting, or professional services. If such services are needed, seek a qualified professional. Custodian-related service costs are not included in IRAF’s professional services.

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