$200 OFF

Open a new Self-Directed IRA, Solo 401(k), or ROBS account by August 31 and use code SUMMER200 at signup to save $200 on your first-year fee. Terms apply

Get My $200

A Clear Guide to Self‑Directed Retirement Investing

Download our Self‑Directed IRA guide to understand your options, key rules, and how alternative investments work inside a retirement account.

  • How Self-Directed IRAs work and who they're for
  • Types of alternative assets you can invest in
  • How to open, fund, and manage an account
  • Key IRS rules to know before investing

Get Your Free Guide

Name(Required)

By submitting this form, I consent to be contacted by email, phone, or text message. Message & data rates may apply. Reply STOP to opt out of further text messaging.

What You'll Get Inside the Guide

This guide delivers a clear, practical breakdown of how self-directed retirement investing actually works, what the IRS requires, and how to structure your account correctly from day one so you can move forward with clarity and confidence.

Inside, you'll discover:

  • How Self-Directed IRAs work and which retirement account structure fits your goals
  • What alternative assets you can invest in and how they function inside a retirement account
  • The IRS rules that matter most, including prohibited transactions and compliance essentials
  • How to open, fund, and manage your account without triggering taxes or penalties
Get the Guide

The #1 Self-Directed Retirement Company

IRA Financial, founded in 2010, is a leading provider of self-directed retirement plans and your partner in financial freedom. Our platform and mobile app make managing your account easier than ever and our in-house tax and compliance team ensures your investments stay within IRS rules.

Why IRA Financial?

  • Over $5 billion in retirement assets under custody
  • 25,000+ clients across all 50 states
  • 97% client retention rate
  • Guaranteed IRA audit protection
  • Expert support from highly trained specialists

Recognized for innovation and trust

Best Self-Directed IRA Companies 2025

Leading Firms for 
Self-Directed IRAs in 2025

Top-Rated Self-Directed IRA Services for Investors

How It Works

01

Open an Account

Sign up for an IRA Financial account and get access to our platform in minutes.

02

Fund Your Account

Make a contribution or transfer from another IRA account.

03

Choose Your Investments

Pick from any number of alternative asset investments.
Get the Guide

See What Our Clients Have to Say

4.7+
Average rating on 2,000

I have been a client of IRA Financial for several years and I really love them. I've worked with other companies, and they just were not as easy to work with. I appreciate being able to get somebody on the phone and getting help with taxes. Just everything has been so easy to work with. I have, and do, recommend them to anyone thinking about self-directed investing.

Paul S.

Before contacting IRA Financial Group, I conducted an extensive market research on Solo 401K providers. From the initial phone call, I was impressed with the professionalism, the wealth of information provided, the caliber of services. I commend the firm for the technically advanced and secured process they have in place for the transfer of documents and payments processing.

Angie A Florida

I decided to open a Self-Directed IRA because I wanted to invest in real estate projects. Also, having control of my money was a big motivating factor as well. Being able to decide where and when to invest has been very successful for me. All the real estate projects I have selected have been solid investments. I have recommended IRA Financial to friends and family.

Rene F.

Ready to Take Control of Your Retirement?

Learn how investors are using self-directed retirement accounts to invest in real estate, cryptocurrency, private businesses, and other alternative assets.

Get the Guide

IRA Financial (IRAF) is not a law firm and does not provide legal, financial, or investment advice. No attorney-client relationship exists between the Client and IRAF, its staff, or in-house counsel. IRAF offers retirement account facilitation and document services only. Clients should consult qualified legal, tax, or financial professionals before making investment decisions. IRAF does not render legal, accounting, or professional services. If such services are needed, seek a qualified professional. Custodian-related service costs are not included in IRAF’s professional services.