Invest in Crypto. Tax‑Free or Tax‑Deferred.

Buy, sell, and hold the most popular cryptocurrencies with IRAfi Crypto, a self-directed retirement account and trading platform brought to you by IRA Financial.

  • $100 annual fee
  • No minimum deposit required
  • We handle all IRS reporting

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Complete our pre-application in just 60 seconds to get started

Do you currently own crypto assets?

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Best Self-Directed IRA Companies 2025

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What is IRAfi Crypto?

IRAfi Crypto is a self-directed retirement account and 24/7 crypto trading solution that enables individuals to invest in digital assets like Bitcoin and Ethereum, using retirement funds. Through powerful tax advantages, your gains grow tax-deferred or even tax-free.

  • Invest in over 45 popular tokens including BTC, ETH, and SOL
  • Defer or eliminate taxes on crypto gains depending on your IRA type
  • Pay only 1% fee per trade
  • Transfer or rollover existing retirement funds or make a contribution

Who's It For?

IRAfi Crypto is for everyone. Our clients span a wide range of crypto and investing backgrounds. What they have in common, is the desire to invest smarter with digital assets inside tax-advantaged account.

  • New and experienced crypto investors looking to gain tax advantages
  • IRA holders who want more than just stocks and ETFs
  • Alternative asset investors seeking diversification with control
IRA Crypto Platform

Popular Tokens You Can Trade

Bitcoin (BTC)

Ethereum (ETH)

Solana (SOL)

XRP

Tether (USDT)

Dozens more available via Bitstamp Exchange

How It Works

01

Get Prequalified

Submit your information to see if you qualify for an account.

02

Open and Fund the Account

Transfer funds from an existing IRA or make a contribution.

03

Start Trading

Access Bitstamp’s exchange directly through your IRAfi Crypto dashboard.
Get Started Now

The #1 Self‑Directed Retirement Company

IRA Financial, founded in 2010, is a leading provider of self-directed retirement plans and your partner in financial freedom. Our platform and mobile app make managing your account easier than ever and our in-house tax and compliance team ensures your investments stay within IRS rules.

Why IRA Financial?

  • Over $5 billion in retirement assets under custody
  • 25,000+ clients across all 50 states
  • 97% client retention rate
  • Guaranteed IRA audit protection
  • Expert support from highly trained specialists

See What Our Clients Have to Say

4.8+
Average rating on 2,000

I have been a client of IRA Financial for several years and I really love them. I've worked with other companies, and they just were not as easy to work with. I appreciate being able to get somebody on the phone and getting help with taxes. Just everything has been so easy to work with. I have, and do, recommend them to anyone thinking about self-directed investing.

Paul S.

Before contacting IRA Financial Group, I conducted an extensive market research on Solo 401K providers. From the initial phone call, I was impressed with the professionalism, the wealth of information provided, the caliber of services. I commend the firm for the technically advanced and secured process they have in place for the transfer of documents and payments processing.

Angie A Florida

I decided to open a Self-Directed IRA because I wanted to invest in real estate projects. Also, having control of my money was a big motivating factor as well. Being able to decide where and when to invest has been very successful for me. All the real estate projects I have selected have been solid investments. I have recommended IRA Financial to friends and family.

Rene F.

Ready To Take Control of Your Retirement Savings?

Discover a smarter way to invest in your future with cryptocurrencies. Start creating wealth with IRAfi Crypto today.

Get Started

IRA Financial (IRAF) is not a law firm and does not provide legal, financial, or investment advice. No attorney-client relationship exists between the Client and IRAF, its staff, or in-house counsel. IRAF offers retirement account facilitation and document services only. Clients should consult qualified legal, tax, or financial professionals before making investment decisions. IRAF does not render legal, accounting, or professional services. If such services are needed, seek a qualified professional. Custodian-related service costs are not included in IRAF’s professional services.

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