Diversify Your Retirement with Private Equity Using a Self‑Directed IRA

Private placement investments through a Self‑Directed IRA help you build long-term retirement wealth by tapping into exclusive opportunities beyond Wall Street.

  • Access exclusive, high-upside investments not available in public markets
  • Invest in private businesses, startups, hedge funds, real estate partnerships, and more
  • Grow your investments tax-deferred or tax-free, depending on account type
  • Avoid UBTI (Unrelated Business Taxable Income)

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Complete our pre-application in just 60 seconds to get started

A Self-Directed Retirement Account is used to invest in alternative assets. Is this the type of account you are looking for?

Limited-time offer: Add real-time stock trading to your SDIRA and save $150 when you apply with promo code STOCKS. See terms

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Self-Directed IRAs in 2025

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What is Private Equity Investing?

A private placement is an investment opportunity that is not available to the general public. It is only offered to a selected group of people, typically high net worth individuals or institutional investors. This type of investment generally offers a higher rate of return than what is available to the average investor.

Private placements are usually reserved for companies with a long-standing reputation and proven track record. This implies that securities offered through the private placement market carry less risk than those available to retail investors through crowdfunding platforms.

Custom Terms

Make the most of your long-term investments through negotiations.

Reduced Risk

Less risky than investments that are available to the general public.

Flexible Investing

Ability to invest in stocks, real estate, cryptos, and more.

Self-Directed Retirement Accounts to Invest in Private Equity

Self-Directed IRA

A custodian controlled Self-Directed IRA allows one to invest in alternative investments, including real estate. You choose the investments, and we'll invest on your behalf. Ideal for investors who are less hands-on.

$0

Setup Fee

$495

Annually

Checkbook IRA

A Checkbook IRA gives you total control with the use of an LLC. Perfect for the investor that performs a lot of transactions, such as with a rental property.

$999

Setup Fee

$495

Annually

Solo 401(k)

If you have self-employment income, the Solo 401(k) is the best way to invest in real estate with retirement funds. Unlike IRAs, 401(k) plans are exempt from UBTI, a tax for investors using leverage to invest in real estate.

$999

Setup Fee

$399

Annually

The #1 Self-Directed Retirement Company

IRA Financial, founded in 2010, is a leading provider of self-directed retirement plans and dedicated to helping individuals and business owners invest freely and retire confidently.

Why IRA Financial?

  • Over $5 billion in retirement assets under custody
  • 25,000+ clients across all 50 states
  • 97% client retention rate
  • IRS-compliant platform designed for self-directed investors
  • Expert support from highly trained specialists

Open Your Self‑Directed IRA Account in 3 Easy Steps

01

See if You Prequalify

Submit the form at the top of this page and apply online.

02

Fund Your Account

Make a contribution or transfer from another IRA account.

03

Choose Your Investments

Pick from any number of alternative asset investments.
Get Started Now

See What Our Clients Have to Say

4.8+
Average rating on 2,000

I've looked at all of the participants in this space and IRA Financial was the clear choice. They were the easiest to work with, answered all my questions and concerns prior to me taking the steps to open the account. The process is straight forward and there are no surprises. My investments in Real Estate have been largely successful. IRA Financial is professional, has great support, and put the customer in the driver's seat.

Dean F.

I decided to open a Self-Directed IRA because I wanted to invest in real estate projects. Also, having control of my money was a big motivating factor as well. Being able to decide where and when to invest has been very successful for me. All the real estate projects I have selected have been solid investments. I have recommended IRA Financial to friends and family.

Rene F.

I have been a client of IRA Financial for several years and I really love them. I've worked with other companies, and they just were not as easy to work with. I appreciate being able to get somebody on the phone and getting help with taxes. Just everything has been so easy to work with. I have, and do, recommend them to anyone thinking about self-directed investing.

Paul S.

Ready To Take Control of Your Retirement Savings?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.

Get Started Today

IRA Financial (IRAF) is not a law firm and does not provide legal, financial, or investment advice. No attorney-client relationship exists between the Client and IRAF, its staff, or in-house counsel. IRAF offers retirement account facilitation and document services only. Clients should consult qualified legal, tax, or financial professionals before making investment decisions. IRAF does not render legal, accounting, or professional services. If such services are needed, seek a qualified professional. Custodian-related service costs are not included in IRAF’s professional services.

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