Unleash the Power of Alternative Investments with a Self‑Directed IRA
A Self‑Directed IRA gives you the freedom to invest in almost anything, tax-free.
- Diversify with real estate, precious metals, and more
- Choose checkbook control or custodian controlled
- Simple and transparent flat-fee structure
IRA Financial is a trusted Self‑Directed IRA custodian with industry‑leading expertise, no hidden fees, and direct access to retirement specialists.

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What is a Self‑Directed Retirement Account?
A self-directed retirement account is a tax-advantaged IRA or Solo 401(k) that gives you the freedom and flexibility to invest in alternative assets.
Unlike traditional retirement accounts limited to stocks and bonds, self-directed accounts let you take control of your investments while staying compliant with IRS rules. Diversify your portfolio, reduce your tax burden, and invest in what you know best.

Self-Directed IRA
Traditional or Roth options with full alternative investment access
Solo 401(k)
Ideal for self-employed investors; higher contribution limits, loan feature
Checkbook IRA
Fast, flexible investing through an LLC or Trust, with checkbook control
ROBS
Start or invest in a business using your existing retirement funds
IRAfi Crypto
Invest in digital assets like Bitcoin and Ethereum directly through your retirement accounts
Additional IRA Options
Choose from SEP, SIMPLE, Coverdell ESA, HSA and more

What Can You Invest In?
With a Self-Directed IRA or Solo 401(k) from IRA Financial, you can diversify your retirement strategy through nearly unlimited alternative asset investments, including:
- Real Estate: Rental properties, fix-and-flips, land
- Cryptocurrency: Secure and compliant digital asset investing
- Private Businesses: Startups, private equity, partnerships
- Precious Metals: Gold, silver, and other IRS-approved metals
- Private Lending: Act as a bank through peer lending or mortgage notes
The #1 Self‑Directed Retirement Company
IRA Financial, founded in 2010, is a leading provider of self-directed retirement plans and your partner in financial freedom. Our platform and mobile app make managing your account easier than ever and our in-house tax and compliance team ensures your investments stay within IRS rules.
Why IRA Financial?
- Over $5 billion in retirement assets under custody
- 25,000+ clients across all 50 states
- 97% client retention rate
- Guaranteed IRA audit protection
- Expert support from highly trained specialists

How It Works
02
Fund Your Account
Make a contribution or transfer from another IRA account.
03
Choose Your Investments
Pick from any number of alternative asset investments.
See What Our Clients Have to Say
Online application process was very simple. Any questions I had was quickly responded to by humans and not simply an unintelligent bot. Establishment of my LLC and bank account was very smooth.
I decided to open a Self-Directed IRA because I wanted to invest in real estate projects. Also, having control of my money was a big motivating factor as well. Being able to decide where and when to invest has been very successful for me. All the real estate projects I have selected have been solid investments. I have recommended IRA Financial to friends and family.
I believe that the sphere of influence, those we surround ourselves with and the firms we partner with is critical to our success. I’m honored to have found Adam Bergman and IRA Financial. Adam and his team have created a culture of raving fans, and I’m truly grateful to be one of them. Being treated like family is absolutely priceless.
Ready To Take Control of Your Retirement Savings?
Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.
