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Unleash the Power of Alternative Investments with a Self-Directed IRA

A self-directed IRA gives you the freedom to invest in almost anything, tax-free.

  • Diversify with real estate, precious metals, and more
  • Choose checkbook control or custodian controlled
  • Simple and transparent flat fee structure

IRA Financial is a trusted Self-Directed IRA custodian with industry-leading expertise, no hidden fees, and direct access to retirement specialists.

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Award-Winning Innovation You Can Trust

What is a Self-Directed Retirement Account?

A self-directed retirement account is a tax-advantaged IRA or Solo 401(k) that gives you the freedom and flexibility to invest in alternative assets.

Unlike traditional retirement accounts limited to stocks and bonds, self-directed accounts let you take control of your investments while staying compliant with IRS rules. Diversify your portfolio, reduce your tax burden, and invest in what you know best.

Self-Directed IRA Custodian

Self-Directed IRA

Traditional or Roth options with full alternative investment access

Solo 401(k)

Ideal for self-employed investors; higher contribution limits, loan feature

Checkbook IRA

Fast, flexible investing through an LLC or Trust, with checkbook control

ROBS

Start or invest in a business using your existing retirement funds

IRAfi Crypto

Invest in digital assets like Bitcoin and Ethereum directly through your retirement accounts

Additional IRA Options

choose from SEP, SIMPLE, Coverdell ESA, HSA and more

What Can You Invest In?

With a Self-Directed IRA or Solo 401(k) from IRA Financial, you can diversify your retirement strategy through nearly unlimited alternative asset investments, including:

  • Real Estate: Rental properties, fix-and-flips, land
  • Cryptocurrency: Secure and compliant digital asset investing
  • Private Businesses: Startups, private equity, partnerships
  • Precious Metals: Gold, silver, and other IRS-approved metals
  • Private Lending: Act as a bank through peer lending or mortgage notes
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The #1 Self-Directed Retirement Company

IRA Financial, founded in 2010, is a leading provider of self-directed retirement plans and your partner in financial freedom. Our platform and mobile app make managing your account easier than ever and our in-house tax and compliance team ensures your investments stay within IRS rules.

Why IRA Financial?

  • Over $5 billion in retirement assets under custody
  • 25,000+ clients across all 50 states
  • 97% client retention rate
  • Guaranteed IRA audit protection
  • Expert support from highly trained specialists
Trustpilot

How It Works

Open Your Account

Start by opening a new account with us in less than 10 minutes here

Fund Your Account

Make a contribution or transfer from another IRA account

Choose Your Investments

Pick from any number of alternative asset investments

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See What Our Clients Have to Say

I’m beyond pleased with having my self-directed IRA in your teams capable hands. In a few short months, it’s already proving to be a solid retirement investment vehicle. The fees are insignificant compared to the value. Many thanks.

Ann M. C.

Illinois

The process of setting up my self-directed IRA was quick and painless. There were a lot of forms to be completed, but the customer service at IRA Financial Group is great and they are very quick to respond. I was able to complete my set up quickly and get my funds transferred very quickly. Thanks!

Christy

Virginia

I am extremely pleased with the service and professionalism provided by the IRA Financial Group. I don’t think you can find a better firm to handled Self Directed IRA accounts. Keep up the great work and I will always do business with you.

Owen S.

Texas

IRA Financial Group was invaluable in setting up my account. They explained all of the details involved with the process and made the entire evolution simple and efficient. If someone is considering a self-directed IRA, IRA Financial Group is the clear choice.

Michael J.

Utah

Ready To Take Control of Your Retirement Savings?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.

Open Account

Ready to plan for your future?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by opening an account.

Open Account