$200 OFF
Open a new Self-Directed IRA, Solo 401(k), or ROBS account by August 31 and use code SUMMER200 at signup to save $200 on your first-year fee. Terms apply
Get My $200Unleash the Power of Alternative Investments with a Self‑Directed IRA
A Self‑Directed IRA gives you the freedom to invest in almost anything, tax-free.
- Diversify with real estate, precious metals, and more
- Choose checkbook control or custodian controlled
- Simple and transparent flat-fee structure

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What is a Self‑Directed Retirement Account?
A self-directed retirement account is a tax-advantaged IRA or Solo 401(k) that gives you the freedom and flexibility to invest in alternative assets.
Unlike traditional retirement accounts limited to stocks and bonds, self-directed accounts let you take control of your investments while staying compliant with IRS rules. Diversify your portfolio, reduce your tax burden, and invest in what you know best.

Self-Directed IRA
Traditional or Roth options with full alternative investment access
Solo 401(k)
Ideal for self-employed investors; higher contribution limits, loan feature
Checkbook IRA
Fast, flexible investing through an LLC or Trust, with checkbook control
ROBS
Start or invest in a business using your existing retirement funds
IRAfi Crypto
Invest in digital assets like Bitcoin and Ethereum directly through your retirement accounts
Additional IRA Options
Choose from SEP, SIMPLE, Coverdell ESA, HSA and more

What Can You Invest In?
With a Self-Directed IRA or Solo 401(k) from IRA Financial, you can diversify your retirement strategy through nearly unlimited alternative asset investments, including:
- Real Estate: Rental properties, fix-and-flips, land
- Cryptocurrency: Secure and compliant digital asset investing
- Private Businesses: Startups, private equity, partnerships
- Precious Metals: Gold, silver, and other IRS-approved metals
- Private Lending: Act as a bank through peer lending or mortgage notes
The #1 Self‑Directed Retirement Company
IRA Financial, founded in 2010, is a leading provider of self-directed retirement plans and your partner in financial freedom. Our platform and mobile app make managing your account easier than ever and our in-house tax and compliance team ensures your investments stay within IRS rules.
Why IRA Financial?
- Over $5 billion in retirement assets under custody
- 25,000+ clients across all 50 states
- 97% client retention rate
- Guaranteed IRA audit protection
- Expert support from highly trained specialists

How It Works
02
Fund Your Account
Make a contribution or transfer from another IRA account.
03
Choose Your Investments
Pick from any number of alternative asset investments.
See What Our Clients Have to Say
I researched several companies before deciding to go with IRA Financial. I am completely happy with my choice. I appreciate that I can ask questions about rules prior to making an investment to make sure I am compliant. I like that I can invest in traditional investments, but also real estate. I have invested in land, rentals, and home flips. Whenever I am speaking with self-employed individuals, I bring up IRA Financial and the idea of opening a Solo 401(k). I think it is a no-brainer for someone who is self-employed and wish I had opened mine up sooner.
I decided to open a Self-Directed IRA because I wanted to invest in real estate projects. Also, having control of my money was a big motivating factor as well. Being able to decide where and when to invest has been very successful for me. All the real estate projects I have selected have been solid investments. I have recommended IRA Financial to friends and family.
Before contacting IRA Financial Group, I conducted an extensive market research on Solo 401K providers. From the initial phone call, I was impressed with the professionalism, the wealth of information provided, the caliber of services. I commend the firm for the technically advanced and secured process they have in place for the transfer of documents and payments processing.
Ready To Take Control of Your Retirement Savings?
Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.
