$200 OFF

Open a new Self-Directed IRA, Solo 401(k), or ROBS account by August 31 and use code SUMMER200 at signup to save $200 on your first-year fee. Terms apply

Get My $200

Diversify Your Retirement with Private Equity Using a Self‑Directed IRA

Private placement investments through a Self‑Directed IRA help you build long-term retirement wealth by tapping into exclusive opportunities beyond Wall Street.

  • Access exclusive, high-upside investments not available in public markets
  • Invest in private businesses, startups, hedge funds, real estate partnerships, and more
  • Grow your investments tax-deferred or tax-free, depending on account type
  • Avoid UBTI (Unrelated Business Taxable Income)

"*" indicates required fields

Step 1 of 10

This field is for validation purposes and should be left unchanged.

Complete our pre-application in just 60 seconds to get started

Have you invested in alternative assets before?

4.8/5

Trustpilot Rating
Investopedia Best Self-Directed IRA Companies Forbes Advisor Leading Firms for Self-Directed IRAs Nerdwallet Best Self-Directed IRAs Bankrate Top Rated Self-Directed IRA Services for Investors

What is Private Equity Investing?

A private placement is an investment opportunity that is not available to the general public. It is only offered to a selected group of people, typically high net worth individuals or institutional investors. This type of investment generally offers a higher rate of return than what is available to the average investor.

Private placements are usually reserved for companies with a long-standing reputation and proven track record. This implies that securities offered through the private placement market carry less risk than those available to retail investors through crowdfunding platforms.

Custom Terms

Make the most of your long-term investments through negotiations.

Reduced Risk

Less risky than investments that are available to the general public.

Flexible Investing

Ability to invest in stocks, real estate, cryptos, and more.

Self-Directed Retirement Accounts to Invest in Private Equity

Self-Directed IRA

A custodian controlled Self-Directed IRA allows one to invest in alternative investments, including real estate. You choose the investments, and we'll invest on your behalf. Ideal for investors who are less hands-on.

$0

Setup Fee

$495

Annually

Checkbook IRA
Checkbook IRA

A Checkbook IRA gives you total control with the use of an LLC. Perfect for the investor that performs a lot of transactions, such as with a rental property.

$999

Setup Fee

$495

Annually

Solo 401(k)

If you have self-employment income, the Solo 401(k) is the best way to invest in real estate with retirement funds. Unlike IRAs, 401(k) plans are exempt from UBTI, a tax for investors using leverage to invest in real estate.

$999

Setup Fee

$399

Annually

The #1 Self-Directed Retirement Company

IRA Financial, founded in 2010, is a leading provider of self-directed retirement plans and dedicated to helping individuals and business owners invest freely and retire confidently.

Why IRA Financial?

  • Over $5 billion in retirement assets under custody
  • 25,000+ clients across all 50 states
  • 97% client retention rate
  • IRS-compliant platform designed for self-directed investors
  • Expert support from highly trained specialists

Open Your Self‑Directed IRA Account in 3 Easy Steps

01

See if You Prequalify

Submit the form at the top of this page and apply online.

02

Fund Your Account

Make a contribution or transfer from another IRA account.

03

Choose Your Investments

Pick from any number of alternative asset investments.
Get Started Now

See What Our Clients Have to Say

4.8+
Average rating on 2,000

Online application process was very simple. Any questions I had was quickly responded to by humans and not simply an unintelligent bot. Establishment of my LLC and bank account was very smooth.

Neil E.

I believe that the sphere of influence, those we surround ourselves with and the firms we partner with is critical to our success. I’m honored to have found Adam Bergman and IRA Financial. Adam and his team have created a culture of raving fans, and I’m truly grateful to be one of them. Being treated like family is absolutely priceless.

Mary Ann M.

I researched several companies before deciding to go with IRA Financial. I am completely happy with my choice. I appreciate that I can ask questions about rules prior to making an investment to make sure I am compliant. I like that I can invest in traditional investments, but also real estate. I have invested in land, rentals, and home flips. Whenever I am speaking with self-employed individuals, I bring up IRA Financial and the idea of opening a Solo 401(k). I think it is a no-brainer for someone who is self-employed and wish I had opened mine up sooner.

Alicia G.

Ready To Take Control of Your Retirement Savings?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by starting your application.

Get Started Today

IRA Financial (IRAF) is not a law firm and does not provide legal, financial, or investment advice. No attorney-client relationship exists between the Client and IRAF, its staff, or in-house counsel. IRAF offers retirement account facilitation and document services only. Clients should consult qualified legal, tax, or financial professionals before making investment decisions. IRAF does not render legal, accounting, or professional services. If such services are needed, seek a qualified professional. Custodian-related service costs are not included in IRAF’s professional services.

Privacy Preference Center