Limited-time offer: Add real-time stock trading to your SDIRA and save $150 when you apply with promo code STOCKS. See terms
Solo 401(k) Plans Designed for Alternative Investing
IRA Financial’s Solo 401(k) empowers self-employed investors to take control of their retirement savings by investing in real estate, private equity, cryptocurrency, precious metals, stocks, and other alternative assets while preserving the tax benefits and flexibility of a qualified retirement plan.
- No hidden fees
- Built to follow IRS rules
- Simple setup
- No hidden fees
- Built to follow IRS rules
- Simple setup
Recognized for innovation and trust
Best Self-Directed IRA Companies 2025
Top-Rated Self-Directed IRA Services for Investors
Leading Firms for Self-Directed IRAs in 2025
Thinking About a Solo 401(k)?
Review pricing, account options, and setup details before you decide.
- Clear pricing, account options, and setup steps
- Educational guides for self-directed retirement investing
- Resources to help you compare providers and approaches
Public Markets, Now Available
Hold stocks, ETFs, and mutual funds alongside your alternative investments — all in one self-directed account with one flat annual fee.
$150 off when you use code STOCKS
Stocks trading is a $100 add-on. Open an SDIRA, Checkbook IRA, or Solo 401(k), add stocks trading, and get $150 off your first year.
See What Our Clients Have to Say
I've looked at all of the participants in this space and IRA Financial was the clear choice. They were the easiest to work with, answered all my questions and concerns prior to me taking the steps to open the account. The process is straight forward and there are no surprises. My investments in Real Estate have been largely successful. IRA Financial is professional, has great support, and put the customer in the driver's seat.
I decided to open a Self-Directed IRA because I wanted to invest in real estate projects. Also, having control of my money was a big motivating factor as well. Being able to decide where and when to invest has been very successful for me. All the real estate projects I have selected have been solid investments. I have recommended IRA Financial to friends and family.
I believe that the sphere of influence, those we surround ourselves with and the firms we partner with is critical to our success. I’m honored to have found Adam Bergman and IRA Financial. Adam and his team have created a culture of raving fans, and I’m truly grateful to be one of them. Being treated like family is absolutely priceless.
Trusted Individual Investment Retirement Services
With years of experience and thousands of satisfied clients, we provide reliable support, transparent pricing, and expert guidance—so you can invest for retirement with clarity and confidence.
27,000+
Accounts across 50 states
$7B+
Assets under administration
97%
Client retention rate
Fees, plans, and setup details
Get Self‑Directed IRA Account Details
Complete the form to receive a clear overview of Self-Directed IRA account options, pricing, funding methods, and next steps. You’ll also get access to educational resources to help you understand how self-directed investing works and what to expect.
What you’ll get immediate access to:
- Full fee schedule and pricing explanation
- Available account types and funding options
- Step-by-step overview of the setup process
- Educational resources on Self-Directed IRAs