Key Solo 401(k) Rules Under SECURE Act 2.0: What Every Business Owner Needs to Know in 2026
The SECURE Act 2.0, signed into law in December 2022, introduced the most significant changes to retirement plan rules in decades. For self-employed…
How the Solo 401(k) Loan Can Save You Thousands in Credit Card Interest
If there is one financial trend that concerns me more than almost anything else today, it is the explosion of high-interest consumer debt. As a tax…
The Self-Employed Tax-Free Empire: How to Bundle Your Way to Tax-Free Millions
The tax code is often portrayed as the enemy of the self-employed. In reality, it is written in their favor. W-2 employees are largely limited to…
How to Use a Solo 401(k) to Invest in a Private Equity Fund Without Triggering UBIT
Private equity funds have historically delivered some of the strongest long-term returns available to sophisticated investors, and a Solo 401(k) is…
Comparing IRA Financial’s Solo 401(k) to Discount “Doc-Only” Providers: What Are You Really Paying For?
Most people shopping for a Solo 401(k) compare prices and stop there. A doc-only plan at a low annual fee looks identical on paper to a fully…
What Makes a Great Solo 401(k) Provider?
If you are self-employed and serious about retirement savings, the Solo 401(k) is one of the most powerful tools available to you. It offers higher…
Solo 401(k) Contribution Timing: How to Maximize Deductions When Your Income Fluctuates
Variable income is the defining financial reality for most self-employed investors, and it is the scenario where Solo 401(k) contribution timing…
How to Use a SEP IRA and Solo 401(k) Simultaneously: The Rules and the Math
Most self-employed investors know they can open a SEP IRA or a Solo 401(k). Far fewer know they can hold both simultaneously, and that in specific…
How to Switch Solo 401(k) Providers Without Triggering Taxes
You can switch Solo 401(k) providers without taxes or penalties in 2026, but only if the transfer is structured as a trustee-to-trustee plan transfer…
Top Retirement Accounts for Entrepreneurs
Entrepreneurs have more control over their income than most people. That same flexibility extends to their retirement strategy, but it also creates…