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Earn Tax-Advantaged Income from Tax Liens and Deeds

Savvy investors have been investing in tax liens and tax deeds to generate strong returns. These unique opportunities allow you to profit from unpaid property taxes, often at steep discounts and with built-in legal protections.

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Earn Tax-Advantaged Income from Tax Liens and Deeds

Savvy investors have been investing in tax liens and tax deeds to generate strong returns. These unique opportunities allow you to profit from unpaid property taxes, often at steep discounts and with built-in legal protections.

Open Account

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Why Choose Us to Help You Invest in Tax Liens and Deeds for Retirement?

IRA Financial specializes in self-directed retirement accounts, giving investors full control over where their money goes—including alternative assets like tax liens and deeds. Whether you’re new to alternative investing or a seasoned pro, IRA Financial makes it simple to diversify your retirement portfolio with tax-advantaged real estate strategies.

No Hidden Fees

No commissions or surprise charges.

Expert Support

Live chat available 8AM–6PM Central Time.

Flexible Investing

Manage assets or have us handle them.

2,400 Investors

Serving investors in all 50 states.

Industry Expertise

Led by Self-Directed IRA specialists.

Dedicated Focus

100% Self-Directed IRA solutions.

How to Open a Self-Directed Retirement Account for Tax Liens & Deeds

Once you’ve selected the type of self-directed retirement account that’s right for you, the next step is to fund it and prepare to make your investment. Before investing, make sure you understand the risks associated with the property and how much income it may generate.

Open an account

Step 1

Setting up an investment retirement account is easy. Start by choosing your plan and opening a new account with us here.

Get your account number

Step 2

Once approved, you’ll receive your account number to move forward.

Fund your account

Step 3

Transfer, roll over, or contribute funds directly to your account to start investing.

Self-Directed Retirement Accounts for Individuals

Self-Directed IRA

Learn More

A custodian controlled Self-Directed IRA allows one to invest in alternative investments, including real estate. You choose the investments, and we’ll invest on your behalf. Ideal for investors who are less hands-on.

$0

setup fee

$495

annually

Checkbook IRA

Learn More

A Checkbook IRA gives you total control with the use of an LLC. Perfect for the investor that performs a lot of transactions, such as with a rental property.

$999

setup fee

$495

annually

Solo 401(k)

Learn More

If you have self-employment income, the Solo 401(k) is the best way to invest in real estate with retirement funds. Unlike IRAs, 401(k) plans are exempt from UBTI, a tax for investors using leverage to invest in real estate.

$999

setup fee

$399

annually

The Benefits of Investing in Tax Liens and Deeds with Retirement Funds

    Better tax advantages

    In general, all income or gains from tax lien & deed investments held in a traditional retirement account are tax-deferred—or tax-free in the case of a Roth account.

    Passive Income

    Tax liens and deeds generate passive income with high returns, which flows back into your retirement account tax free.

    Different ways to take advantage

    Tax deeds allow you to buy a property outright, often with a steep discount. On the other hand, tax liens allow the homeowner to pay off the taxes at a reasonable interest rate.

    Diversify your retirement

    Bid on the type of tax liens and deeds you want to hold in your account – winners take control of the lien/deed.

    Custodial support

    Your IRA custodian handles purchase logistics, IRS compliance, and paperwork, so you can focus on managing your overall retirement strategy.

    Built-in asset protection

    Tax liens and deeds held within a retirement account are protected from personal liability and may offer a level of security during market uncertainty.

    Us vs Other Self-Directed Companies

    When investing in gold through your retirement account, fees can add up quickly. Many custodians charge asset-based fees that increase as the value of your portfolio grows—cutting into your long-term gains. Our flat-fee model keeps your costs predictable and transparent, so more of your real estate value stays in your retirement account where it belongs.

    IRA Financial Other Providers
    Flat Annual Fee
    $0 Account & Transaction Fees
    $0 Admin & Processing Fees
    Expert-Guided Investments
    Guaranteed IRS Audit Protection
    Annual Tax Consulting
    Annual Reporting & Filing Service

    Book a Consultation

    Schedule a free consultation with a member of our team to explore how opening a self-directed retirement account can unlock your ability to invest tax-free in a variety of alternative assets.

    Let’s Talk!

    See What Our Clients Have to Say

    I’m beyond pleased with having my self-directed IRA in your teams capable hands. In a few short months, it’s already proving to be a solid retirement investment vehicle. The fees are insignificant compared to the value. Many thanks.

    Ann M. C.

    Illinois

    The process of setting up my self-directed IRA was quick and painless. There were a lot of forms to be completed, but the customer service at IRA Financial Group is great and they are very quick to respond. I was able to complete my set up quickly and get my funds transferred very quickly. Thanks!

    Christy

    Virginia

    I am extremely pleased with the service and professionalism provided by the IRA Financial Group. I don’t think you can find a better firm to handled Self Directed IRA accounts. Keep up the great work and I will always do business with you.

    Owen S.

    Texas

    IRA Financial Group was invaluable in setting up my account. They explained all of the details involved with the process and made the entire evolution simple and efficient. If someone is considering a self-directed IRA, IRA Financial Group is the clear choice.

    Michael J.

    Utah

    Ready to plan for your future?

    Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by opening an account.

    Open Account

    Ready to plan for your future?

    Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by opening an account.

    Open Account

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