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Flexible Retirement Plans for Businesses—Built Around Your Team

Offer your employees more than a standard retirement plan. Our self-directed retirement accounts for small business owners provide the ability to align retirement benefits with diverse investment options and long-term goals—while maintaining control and compliance.

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Flexible Retirement Plans for Businesses—Built Around Your Team

Offer your employees more than a standard retirement plan. Our self-directed retirement accounts for small business owners provide the ability to align retirement benefits with diverse investment options and long-term goals—while maintaining control and compliance.

Open Account

Choose the Right Small Business Account

Not all business retirement plans are created equal. Explore self-directed options that provide flexibility, control, and access to alternative investments—so you can offer a plan that supports your team’s future and fits your company’s vision.

Solo 401(k)

For self-employed individuals who want high contribution limits and full control over investments.

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Self-Directed SEP IRA

For small business owners looking to contribute more without the complexity of traditional plans.

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Self-Directed SIMPLE IRA

For growing teams under 100 employees seeking a low-maintenance retirement plan with flexible options.

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Rollover as Business Startups (ROBS)

For entrepreneurs using retirement funds to launch or buy a business — without taxes or penalties.

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How to Open Your Account

Our goal is to make opening a self-directed small business retirement account as easy as possible.

Choose your account type

Step 1

Pick the best small business account to fit your goals.

Need help? Connect with one of our account specialists to help you decide which account is right for you. 

Open your account

Step 2

Setting up a small business retirement account is simple. Start here.

Get your account number

Step 3

Once approved, you’ll receive your account number so you can begin contributing.

Fund your account

Step 4

Transfer, roll over, or directly fund your account to start growing your wealth

Trusted Individual Investment Retirement Services 

With years of experience and thousands of satisfied clients, we provide reliable support, transparent pricing, and expert guidance—so you can invest for retirement with clarity and confidence.

1000

Active clients across all 50 states

0

Assets under administration

0

Client retention rate

Book a Consultation

Schedule a free consultation with a member of our team to explore how opening a self-directed retirement account can unlock your ability to invest tax-free in a variety of alternative assets.

Let’s Talk!

See What Our Clients Have to Say

I’m beyond pleased with having my self-directed IRA in your teams capable hands. In a few short months, it’s already proving to be a solid retirement investment vehicle. The fees are insignificant compared to the value. Many thanks.

Ann M. C.

Illinois

The process of setting up my self-directed IRA was quick and painless. There were a lot of forms to be completed, but the customer service at IRA Financial Group is great and they are very quick to respond. I was able to complete my set up quickly and get my funds transferred very quickly. Thanks!

Christy

Virginia

I am extremely pleased with the service and professionalism provided by the IRA Financial Group. I don’t think you can find a better firm to handled Self Directed IRA accounts. Keep up the great work and I will always do business with you.

Owen S.

Texas

IRA Financial Group was invaluable in setting up my account. They explained all of the details involved with the process and made the entire evolution simple and efficient. If someone is considering a self-directed IRA, IRA Financial Group is the clear choice.

Michael J.

Utah

Ready to plan for your future?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by opening an account.

Open Account

Ready to plan for your future?

Take control of your retirement by investing in alternative assets like real estate, cryptocurrency, businesses, and more. Start creating wealth today by opening an account.

Open Account

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