IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Why I Support the Trump Account: A Tax Attorney’s Perspective
As a tax attorney, I spend my days thinking about one thing: how to legally help Americans keep more of their money and build long-term wealth. For…
The 9 Questions You Must Ask Any ROBS 401(k) Provider Before Signing
A Rollover as Business Startup (ROBS) is one of the most powerful and least understood business financing tools available to entrepreneurs. It allows…
Self-Directed IRA Disqualified Persons: What You Need to Know
A Self-Directed IRA allows you to make alternative asset investments with your retirement funds. In other words, it gives you more options than just…
Solo 401(k) Contribution Timing: How to Maximize Deductions When Your Income Fluctuates
Variable income is the defining financial reality for most self-employed investors, and it is the scenario where Solo 401(k) contribution timing…
IRA Financial vs. Benetrends
Benetrends has a unique claim in the ROBS space: they invented it. Founder Leonard Fischer pioneered the Rollover as Business Startups structure in…
Can You Hold a Precious Metals IRA Without a Depository? What the IRS Actually Says
Precious Metals IRAs are one of the most misunderstood corners of self-directed retirement investing. Dozens of promoters advertise "home storage…
The Rise of Progressive Politics and the Roth IRA: Why Locking In Tax-Free Wealth Matters More Than Ever
If there is one lesson I have learned during more than two decades practicing tax law, it is this: tax laws never stand still. Congress changes.…
Crypto IRA Tax Reporting: What Forms You Need and What Most Providers Get Wrong
Crypto IRA tax reporting sits at the intersection of two areas where errors are common: cryptocurrency taxation and Self-Directed IRA compliance.…
Self-Directed IRA Fee Structures: How Flat Fee and Asset-Based Models Compare Over Time
Most Self-Directed IRA investors compare custodians by looking at the annual fee headline number. That comparison is almost always misleading. A…
AI, the S&P 500, and the Self-Directed IRA: Why Diversification Matters More Than Ever
If you are a Self-Directed IRA investor or anyone building long-term retirement wealth, the rise of artificial intelligence raises a question most…
IRA Financial vs. Guidant Financial
If you're looking to fund a business using your retirement savings, you've probably come across two well-known names in the ROBS space: IRA Financial…
Checkbook IRAs Can Be a Smart Choice in a High-Interest Rate Environment
When interest rates rise, the conventional wisdom is to move money into bonds, CDs, and money market funds. What that advice ignores is that a…