Retirement Investing that Goes Beyond Wall Street
From IRAs to Solo 401(k)s, explore flexible retirement accounts for investing that let you diversify into alternative assets and take control of your financial future. Not sure where to start? Book a free consultation and get personalized guidance.

Retirement Accounts for Individuals
Take control of your retirement with flexible accounts designed for individuals without self-employed income. Explore self-directed options that let you invest in assets like real estate, crypto, and more – all with expert support and transparent pricing.
Retirement Accounts for Business Owners
Discover powerful retirement accounts designed for self-employed individuals. Whether you’re a sole proprietor or managing a small team, our SEP IRA, SIMPLE IRA, Solo 401(k), and ROBS can help you grow tax-advantaged savings and invest beyond the stock market.

Alternative Assets You Can Grow With
Thousands of investors trust IRA Financial to go beyond the basics. Our retirement accounts support a wide range of IRS-approved alternative assets, including:

Add Stocks Trading to Your Account
Hold Stocks, ETFs, and Mutual Funds alongside your alternative investments in one self-directed account, with a flat annual $100 add-on fee. Available for SDIRA, Checkbook IRA, and Solo 401(k).
$150 off when you use code STOCKS
Stocks trading is a $100 add-on. Open an SDIRA, Checkbook IRA, or Solo 401(k), add stocks trading, and get $150 off your first year.
Book a Consultation
Schedule a free consultation with a member of our team to explore how opening a self-directed retirement account can unlock your ability to invest tax-free in a variety of alternative and traditional assets.
See What Our Clients Have to Say
They did a great job getting my very complicated ROBS structure and documentation set up properly. Timely, friendly, and at a great price! They went out of their way to make sure that all of my questions were answered and all of my concerns were addressed quickly and professionally. Looking forward to using IRA Financial for years to come!
The customer service rep was very helpful. She provided me the appropriate forms to get my Roth IRA checkbook writing set up and additional forms I'm going to need moving forward. IRA Financial team is the best!!
Thank you so much! You and your team have made this a wonderful experience for us. We are very grateful for your step by step help. We have already shared our testimony with our family and friends! I really appreciate all the links you shared and the reminders along the way. I am excited to start earning income from the rental and I know that the income will provide us with additional security in an uncertain economy! Thanks again for all your help, we couldn’t have done this without you!
Ready to Invest in Your Future?
Whatever your investment strategy, we do it all. Build long-term wealth with a self-directed retirement account designed for alternative and traditional investments.
#1 IRS Audit Protection
Flat Rate, No Hidden Fees
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Total Investment Freedom