IRA Financial Blog

How the INVEST Act changes accredited investor rules and opens access to private investments and Self-Directed IRAs.

Learn how Trump Accounts work, how they compare to Roth IRAs, and how families can use these new child investment accounts to build long-term tax-advantaged wealth.

Compare IRA Financial and American IRA to find the best Self-Directed IRA provider for alternative investing.

Learn the 2026 401(k) and IRA contribution limits, including updates on annual maximums, catch-up contributions, and strategies to maximize retirement savings.

If you borrow from an IRA, that is considered a distribution.

The “Backdoor Roth IRA” is the only way high income earners can make Roth IRA contributions.  The good news about the strategy is that it can technically be done every year.

Self-Employed Retirement Plans are plentiful, but the best option for most individuals is the Solo 401(k) or Individual 401(k).

While technically you can have multiple Solo 401(k) plans, there is no real benefit due to the IRS controlled group rules.

Discover why the Solo 401(k) beats the SEP IRA for high earners—with higher limits, Roth options, and loan access.

Transferring assets from a traditional pension plan to a Solo 401(k) via a pension plan rollover provides the flexibility and control associated with modern retirement plans.