Banking, built into your business retirement account.
Open a First Western Bank account for your Checkbook IRA, Solo 401(k), or ROBS, right from your IRA Financial dashboard. Your own account and routing number, a debit card, checkbook, and mobile deposit.
Move and manage your money in one place
Your self-directed IRA or Solo 401(k) holds your investments. A First Western Business Checking account gives your structure the banking tools to manage day-to-day financial activity.
Your money is held by a bank you can trust
First Western Bank & Trust is a community bank that has served families and businesses since 1964. Your deposits are protected, and your banking is backed by six decades of experience.
Member FDIC
Your deposits are insured by the FDIC and backed by the full faith and credit of the United States Government.
Trusted since 1964
More than 60 years of community banking, with a long track record of putting customers first.
A strong, established bank
Around $2 billion in assets and locations across North Dakota, South Dakota, and Minnesota.
Your money is held by a bank you can trust
First Western Bank & Trust is a community bank that has served families and businesses since 1964. Your deposits are protected, and your banking is backed by six decades of experience.
Member FDIC
Your deposits are insured by the FDIC and backed by the full faith and credit of the United States Government.
Trusted since 1964
More than 60 years of community banking, with a long track record of putting customers first.
A strong, established bank
Around $2 billion in assets and locations across North Dakota, South Dakota, and Minnesota.
How to open your First Western account
Account opening is handled by IRA Financial and typically completes within 2 business days. You sign everything electronically.
01
Request your account
Contact IRA Financial to initiate account opening. Indicate whether you want a debit card and checkbook ordered at setup.
02
Sign documents electronically
Account documents arrive via Adobe Sign from echosign@echosign.com. No wet ink signatures required.
03
Access online banking
Receive login instructions from onlinebanking@firstwestern.bank to access Banno, First Western’s online and mobile banking platform.
04
Fund your account
Use “Fund My First Western Account” in the IRA Financial platform, or email outgoingfunds@irafinancial.com to move funds in. Must fund within 30 business days.
Common questions about First Western Bank accounts
Yes. Through IRA Financial and First Western Bank, you can open a dedicated bank account for your IRA LLC (Checkbook IRA), Solo 401(k), or ROBS, with its own account and routing number, a debit card, and a checkbook. It gives your IRA LLC full checkbook control without hunting for an outside bank that accepts your documents.
Call 1-800-688-2584 or email IRAFinancial@FirstWestern.Bank. You can also reach us at info@irafinancial.com.
In the app, go to Transact and select the Wire/ACH Request for First Western, or email outgoingfunds@irafinancial.com. Requests before 12:00 PM CST post the same day. After that, the next business day.
Deposit directly into your First Western account from the IRA Financial platform using “Fund My First Western Account,” or email outgoingfunds@irafinancial.com to move funds in. Must fund within 30 business days.
Use mobile deposit from your phone. Funds are held for five days.
Just $1 to keep your account open.
Contact us right away at 1-800-688-2584 or IRAFinancial@FirstWestern.Bank.
Email info@irafinancial.com to add or remove signers.
They are sent through Adobe Sign from echosign@echosign.com. Your banking access comes from onlinebanking@firstwestern.bank.
See the fee schedule for details.
Ready to add real banking to your account?
Open your First Western Bank account in minutes, right from your IRA Financial dashboard.
