IRA Financial Blog

Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.

Gold Is Down. Should Retirement Investors Buy the Dip?

Gold Is Down. Should Retirement Investors Buy the Dip?

Gold has had a rough few months. After reaching an all-time high of $5,500 per ounce in January 2026, gold prices have fallen roughly 20% to around…

IRA Financial vs American IRA

IRA Financial vs American IRA 

When it comes to self-directed retirement investing, IRA Financial and American IRA take different approaches. American IRA is a Third Party…

Why the New Housing Law Could Create the Best Real Estate Buying Opportunity in Years

Why the New Housing Law Could Create the Best Real Estate Buying Opportunity in Years

For the past several years, real estate investors have had to compete against one of the largest buyers the housing market has ever seen: Wall…

3 Ways to Fund a Self-Directed IRA in 2026

3 Ways to Fund a Self-Directed IRA in 2026

The financial landscape of 2026 offers more opportunities and more complexity than ever before. As investors move beyond the traditional boundaries…

IRA Financial vs. FranFund: Which ROBS Provider Is Best?

IRA Financial vs. FranFund

FranFund is a franchise-focused funding company that offers its own ROBS product under the FranPlan name. They've built a reputation in the…

Checkbook IRA vs Custodian-Controlled SDIRA: A Decision Tree Based on Your Asset Strategy

Checkbook IRA vs Custodian-Controlled SDIRA: A Decision Tree Based on Your Asset Strategy

Most investors choose between a Checkbook IRA and a Custodian-Controlled Self-Directed IRA (SDIRA) based on which one sounds more appealing. That is…

How to Use a Solo 401(k) to Invest in a Private Equity Fund Without Triggering UBIT

How to Use a Solo 401(k) to Invest in a Private Equity Fund Without Triggering UBIT

Private equity funds have historically delivered some of the strongest long-term returns available to sophisticated investors, and a Solo 401(k) is…

Comparing IRA Financial's Solo 401(k) to Discount

Comparing IRA Financial’s Solo 401(k) to Discount “Doc-Only” Providers: What Are You Really Paying For?

Most people shopping for a Solo 401(k) compare prices and stop there. A doc-only plan at a low annual fee looks identical on paper to a fully…

What Makes a Great Solo 401(k) Provider? 

What Makes a Great Solo 401(k) Provider? 

If you are self-employed and serious about retirement savings, the Solo 401(k) is one of the most powerful tools available to you. It offers higher…

Why I Support the Trump Account: A Tax Attorney's Perspective

Why I Support the Trump Account: A Tax Attorney’s Perspective

As a tax attorney, I spend my days thinking about one thing: how to legally help Americans keep more of their money and build long-term wealth. For…

The 9 Questions You Must Ask Any ROBS 401(k) Provider Before Signing

The 9 Questions You Must Ask Any ROBS 401(k) Provider Before Signing

A Rollover as Business Startup (ROBS) is one of the most powerful and least understood business financing tools available to entrepreneurs. It allows…

Self-Directed IRA Disqualified Persons: What You Need to Know

Self-Directed IRA Disqualified Persons: What You Need to Know

A Self-Directed IRA allows you to make alternative asset investments with your retirement funds. In other words, it gives you more options than just…

IRA Financial (IRAF) is not a law firm and does not provide legal, financial, or investment advice. No attorney-client relationship exists between the Client and IRAF, its staff, or in-house counsel. IRAF offers retirement account facilitation and document services only. Clients should consult qualified legal, tax, or financial professionals before making investment decisions. IRAF does not render legal, accounting, or professional services. If such services are needed, seek a qualified professional. Custodian-related service costs are not included in IRAF’s professional services.