HSA calculator: see your triple tax advantage

The HSA is the only account in the tax code with a triple tax advantage: your contributions are tax-deductible, your investments grow tax-free, and withdrawals for qualified medical expenses are never taxed. This calculator shows you what that actually adds up to. Enter your coverage type, contribution amount, and time horizon, and we’ll project your HSA balance. Then, compare it to the same dollars invested in a regular taxable account, so you can see exactly how much the tax advantage puts back in your pocket. After age 65, your HSA even doubles as a retirement account, with non-medical withdrawals taxed like a Traditional IRA.