Types of Self-Directed IRAs
A Self-Directed IRA is not a term you will find anywhere in the Internal Revenue Code (IRC), meaning the IRS does not define what a Self-Directed IRA is. It refers to an IRA account that permits you to invest in traditional assets, such as stocks, but also alternative assets, such as real estate, metals, and cryptocurrencies. It's important to understand the different types of Self-Directed IRAs…
Solo 401(k)
Open a Solo 401(k) with a Provider That Puts Your Retirement First
Open a Solo 401(k) with a trusted Solo 401(k) provider. Designed for self-employed professionals and small business owners, it offers higher contribution limits, flexible investments, and full control over your retirement savings.
Open Account Connect with an Expert What is a Solo 401(k)? A Solo 401(k), also…
Using a Self-Directed IRA for Promissory Notes
IRA Financial's Self-Directed IRA allows you to use your retirement funds to invest in promissory notes and loans directly from your mobile device through our app or directly through your computer. With our Self-Directed retirement plans you no longer need a third-party IRA custodian involved in every aspect of your investment transaction. Furthermore, you can rollover, deposit, or transfer funds…
Why Self-Directed IRA Fees Really Matter
Self-Directed IRA custodian fees matter and could cost you tens of thousands of dollars for your retirement by making the wrong custodian choice for your Self-Directed IRA.
Do you really know how much Self-Directed IRA fees you are paying? If you don’t know off the top of your head, you’re not alone. There are numerous Self-Directed IRA providers, but many people still do not know the fees they…
Beginner’s Guide to Alternative Investments
Key Points
Alternative investments are assets outside of traditional markets, like stocks and equities.They are less liquid than traditional investments, which makes it more difficult to bail when the investment goes south.If you choose to purchase alt assets, use a self-directed retirement plan, like the Self-Directed IRA.
Alternative Investments
Alternative investments have grown in…
Mega Backdoor Roth Solo 401(k)
Invest the Most with a Mega Backdoor Roth Solo 401(k)
The Mega Backdoor Roth Solo 401(k) is the only retirement plan that lets a self-employed person or small business owner with no employees contribute up to $70,000 in 2025 (or $77,500 if age 50+)—and convert most or all of it to Roth using after-tax contributions and in-plan Roth conversions.
Open Account Free Consultation…
Self-Directed SEP IRA
The Self-Directed SEP IRA
A Self-Directed SEP IRA is a great way for individuals who are self-employed to establish a retirement account. Contrasting a traditional SEP IRA, a Self-Directed SEP IRA allows individuals to diversify their retirement accounts by investing in alternative assets. The decision to open a Self-Directed SEP IRA allows individuals to diversify their retirement accounts by…
What is a Checkbook Control IRA?
Checkbook Control IRA - Checkbook Control Self-Directed IRA
A "Checkbook Control" IRA refers to a Self-Directed IRA LLC. A Self-Directed IRA LLC with "Checkbook Control" is an IRS and tax court approved structure. It allows you to use your IRA funds to make almost any investment. This includes real estate, tax liens, precious metals and much more - tax free!
With a checkbook control IRA,…
Cryptocurrency IRA (Crypto IRA)
The IRA Financial Crypto IRA allows you to use your retirement funds to invest in all types of cryptocurrencies, such as Bitcoin directly from your mobile device or PC securely, and cost-effectively.
What’s special about this IRAfi Crypto Platform?
It is designed for Novice and Intermediate traders who want to get started without having to master a complex trading platform. …
Solo 401(k) And SEP IRA: Can You Have Both at the Same Time?
The simple answer is yes and no, you may contribute to a Solo 401(k) and SEP IRA in the same year. It all depends on the forms you use, which we'll explain later. Your small business can maintain both plans, but there's really no advantage to utilizing both. Generally, unless you have full-time employees, the Solo 401(k) plan is the superior option. Once you hire employees for your business…