How to Shelter Your SPAC Founder Shares from Tax (2026 Update)
After an unprecedented boom in 2020 and 2021, the Special Purpose Acquisition Company (SPAC) market entered a prolonged slowdown through 2023 and…
How to Start a Roth IRA for my Child
The ability to start a Roth IRA for your child largely hinges on whether he or she has earned income, as defined under the Internal Revenue Code.…
The Roth IRA Five-Year Rule Explained
The Roth IRA is one of the most accessible tax‑advantaged retirement accounts available to Americans. However, to fully benefit from the tax-free…
SECURE Act 2.0 & New SEP Roth IRA Contributions
On December 29, 2022, President Biden signed into law the Securing a Strong Retirement Act, known as the “SECURE Act 2.0." This legislation includes…
How to Invest in Startups with a Self-Directed IRA
Investing in early-stage companies has long been one of the most powerful ways to build wealth. Some of the most successful investors in history,…
Roth IRA Distribution Rules
The Roth IRA distribution rules should be pretty simple. Make sure the Roth IRA is open at least five years and wait until you are over the…
Trump Accounts vs Roth IRAs: What Parents Should Know
In 2025, the U.S. government passed the One Big Beautiful Bill Act (OBBBA), which created a brand-new kind of savings and investment account for…
How to Use a Roth IRA to Invest in Real Estate Tax-Free
For many investors, real estate represents stability, income, and long-term wealth creation. It is tangible, understandable, and often outperforms…
Can You Perform a Backdoor Roth Every Year?
The “Backdoor Roth IRA” is a popular Roth conversion strategy that allows high-income earners to make Roth IRA contributions. Can you perform a…
How to Use the Roth IRA First-Time Home Buyer Strategy to Fund Your New Home
For many Americans, saving for a first home feels like running a marathon in heavy shoes. Between rising home prices and student loan debt, finding…