IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Why Choose IRA Financial for Your Solo 401(k)?
A Transparent Look at Our Fees and Services When you're a self-employed professional or small business owner, your retirement strategy should give…
The Prohibited Transaction Minefield: Rules to Keep Your Real Estate IRA Compliant
What Constitutes a Prohibited Transaction? A prohibited transaction is any improper use of your IRA by you (the IRA owner) or a disqualified…
Tired of Loan Rejections? How to Use ROBS to Start Your Business Debt-Free in 2025
You have the industry expertise, a solid business plan, and the drive to build something of your own. You also have a substantial nest egg from your…
Disqualified Persons and Retirement Accounts: Rules & Restrictions
When it comes to self-directed retirement accounts—whether an IRA, Solo 401(k), or other plan, few topics are more critical (or more misunderstood)…
Real Estate Investing with a Self-Directed IRA
Real estate investing with a Self-Directed IRA allows you to diversify your retirement and invest in something you know and love. However, to invest…
Turn Your Crypto Gains into Tax-Free Retirement Wealth with a Roth IRA in 2026
As a tech-forward investor, you see the world differently. You’re not following the herd into index funds or the next trendy ETF. Instead, you're…
JP Morgan vs. IRA Financial: Choosing the Right Solo 401(k) for Self-Employed Investors
In the world of self-employment, planning for retirement isn’t just a good idea, it’s a necessity. For sole proprietors, freelancers, and small…
Can an Inherited IRA Be Split Between Siblings?
The quick answer is, yes, an Inherited IRA can be split between siblings! The process involves creating individual Inherited IRA accounts for each…
Investing with a Gold IRA: The Ultimate Guide
Investing in gold through an IRA can seem complicated, but it doesn’t have to be. Here, we explain the fundamental steps on how to put gold in an…
Tax Requirements for a Self-Directed IRA
We get asked a lot, “Does a Self-Directed IRA file a tax return?” In most cases, no, your IRA does not file a tax return. But that doesn’t mean you…
Understanding The UDFI Exception for Solo 401(k) Real Estate Investors
If you're a real estate investor using retirement funds, avoiding unnecessary taxes is key. While Self-Directed IRAs can face the UBTI tax when…