IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Why I Left Fidelity for a Self-Directed IRA
For years, Fidelity was my go-to institution for retirement investing. Like millions of Americans, I trusted the brand, the polish, and the…
Keep Your Self-Directed IRA LLC in IRS Compliance (2026 Guide)
A Self-Directed IRA LLC, often referred to as a Checkbook IRA, is one of the most powerful retirement structures available to investors today. It…
Valuing Alternative Assets in a Self-Directed IRA: Guide to IRS Form 5498, Annual Valuations, and Compliance
For most retirement investors, annual IRA reporting happens quietly behind the scenes. If you have a traditional brokerage account holding stocks or…
Trump’s 2026 Housing Order Ends Wall Street Housing Dominance
For years, the American dream of homeownership has felt like a losing fight against an invisible opponent with unlimited capital. Families show up…
Invest in AI With an IRA: Why You’ll Likely Need a Self-Directed IRA (SDIRA)
If you’ve ever thought, “I want to own the next OpenAI before everyone else,” you’re not alone. More investors are looking for ways to invest in AI…
Top Private Lending Platforms to Consider in 2026
Private lending is one of the fastest-growing alternative investments. It gives investors access to debt-based income opportunities outside the…
How the Mega Backdoor Roth Works in 2026
Contribute Up to $72,000 Into a Self-Directed Roth IRA If you are a high earner or serious retirement investor, the Mega Backdoor Roth remains one…
Nonrecourse Loans: How They Work With Self-Directed IRAs and Solo 401(k)s
Using financing to acquire real estate inside a retirement account, such as a Self-Directed IRA (SDIRA) or Solo 401(k), can be an extremely…
Top 5 Precious Metals Investing Platforms for Your Self-Directed IRA
Investing in precious metals like gold, silver, platinum, and palladium isn’t just about owning shiny things. These tangible assets have been a…
Top 5 Tax Lien and Deed Investing Platforms
Tax lien and tax deed investing has become one of the most compelling alternative asset classes for investors seeking income, diversification, and…
How Can a Non-U.S. Citizen Open a Self-Directed IRA?
As people move around the globe more frequently, many non-U.S. citizens find themselves working in the United States for a time, participating in…
Top Startup Investing Platforms You Should Know About
Investing in startups is no longer just for venture capital firms or the ultra-wealthy. Today, thanks to online platforms and self-directed…