IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Maintaining Employer & Employee Deferral Contributions in Your Solo 401(k)
A Solo 401(k) plan is not a new type of retirement plan. It is a traditional 401(k) plan covering only one employee. In general, in order to be…
How to Set Up a Self-Directed IRA with Checkbook Control in 4 Steps
For many investors, traditional IRAs can feel restrictive. Stocks, bonds, and mutual funds may play an important role in long-term planning, but…
Why the Self-Directed IRA UBIT Regime Exists and How It Serves Wall Street
For decades, large brokerage firms and banks have dominated the retirement industry. They built a system where the vast majority of retirement…
Solo 401(k) vs. Keogh: Which Retirement Plan Is Best for the Self-Employed?
When it comes to retirement savings for self-employed individuals and small business owners, choosing the right plan can significantly impact…
How to Invest in Real Estate with a Self-Directed Solo 401(k)
For entrepreneurs, consultants, and small business owners, the Self-Directed Solo 401(k) has become one of the most powerful wealth-building tools…
Top Retirement Plans for LLC Owners: Options You Need to Know
Wondering what the best retirement plans for LLC owners are? This article breaks down top options like SEP IRAs, Solo 401(k) plans, traditional and…
IRA Custodian for Private Investments | Trusted SDIRA Services
Choosing the right IRA custodian is one of the most important decisions an investor will make, especially when private investments are involved.…
Integrating Solo 401(k) Plans and HSAs for Retirement Success
Combining a Solo 401(k) with an Health Savings Account (HSA) can help self-employed individuals maximize tax benefits and plan comprehensively for…
Best Ways to Add Crypto to Your Retirement Portfolio
Over the last decade, cryptocurrency has moved from a fringe experiment to a mainstream asset class. Institutional investors, publicly traded…
Solo 401(k) Alternative Investments: How to Diversify Beyond Stocks
For years, retirement investing has followed one main path: stocks, bonds, and mutual funds. While traditional assets still play a role, investors…
Can a W2 Employee Contribute to a SEP IRA? Here’s What You Need to Know
Can a W2 employee contribute to a SEP IRA? Simply put, no. Only employers can contribute to SEP IRAs for their employees. But don’t worry! This…
Investing in Venture Capital Through a Self-Directed IRA: Tax and Legal Guide
Venture capital has fueled nearly every major innovation of the past generation. Long before today’s technology giants became household names, they…
