IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Do I need an EIN for my Solo 401(k)?
The Solo 401(k) plan, also known as an Individual 401(k) plan, has quickly become the most popular retirement plan for the self-employed or small…
Is ERISA Testing Required for a Solo 401(k) Plan?
A business owner with no common-law employees, who adopts a Solo 401(k) plan, is generally not required to perform ERISA nondiscrimination testing…
Buy Tax Liens with Your Self-Directed IRA or Solo 401(k)
Few IRA holders realize they can use their retirement account funds to invest in tax liens. When you self-direct your IRA or Solo 401(k) Plan, your…
How to Transfer a Roth IRA to a Self-Directed Roth IRA
Individuals may generally transfer Roth IRA or rollover eligible qualified retirement plan assets into a Self-Directed Roth IRA structure.…
Buying Stocks in a Self-Directed IRA
As you probably know, you can invest in just about anything with a Self-Directed IRA. Here at IRA Financial, we stress the importance of properly…
Can a Self-Directed IRA Invest into a Company I Serve as a Director?
One of the more popular questions from first-time Self-Directed IRA investors is can I invest in a business or company that I am personally involved…
Do I need an LLC for my Self-Directed IRA Investment?
Over the last several years, there has been a growing trend to use LLCs to start businesses and for investment ventures. There are over 22 million…
Hard Money Loans with a Self-Directed IRA in 5 Steps
Hard Money Loans with a Self-Directed IRA Hard money loans with the use of a Self-Directed IRA have become a popular investment option for many…
Buying T-Bills with a Retirement Plan
With higher interest rates, many retirement investors have turned to investing in Treasury Bills to hedge against inflation. T-Bills provide a…
How to Transfer Your TD Ameritrade Solo 401(k) Plan Tax Free
Over the last several years, many traditional financial institutions and brokerage firms, such as Charles Schwab and TD Ameritrade, have moved away…
ROBS Exit Strategy
The Rollover for Business Startups, or ROBS, is a popular method that uses retirement funds to start your own business. What happens when you…