IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Tax-Deferral vs. Tax-Free – Which is Better?
Tax-Deferral vs. Tax-Free When it comes to saving for retirement, there are two ways to fund the account(s). You either use pretax (traditional…
How to Make Crowdfunding Investments with Retirement Funds
Crowdfunding is an approach for entrepreneurs and small businesses to raise capital from a number of investors in order to fund their business.…
The Corporate Transparency Act & Impact on Your Self-Directed IRA LLC
The government wants to learn more about your business or entity. This article will explore the new Corporate Transparency Act (CTA) and its…
Solo 401k Eligibility & Plan Setup
Solo 401(k) Eligibility If you’re a business owner with no full-time employees, or you earn self-employment income, you can establish a Solo…
ROBS Solution: How to Determine a Reasonable Salary
You are now working in a business funded by the Rollover Business Startups (ROBS) structure and it's up to you to determine a reasonable salary for…
Can I Use the Real Estate Owned by a Self-Directed IRA?
Unlike stocks and other passive investments, real estate is a tangible asset that can provide real value to an investor. This article will explore…
Capital Gains Tax and the Self-Directed IRA
The capital gains tax regime has been one of the key factors for the growth of the U.S. economy. By providing investors with the ability to…
Can I Contribute to a Traditional IRA and Roth IRA in the Same Year?
One of the most common dilemmas facing Self-Directed IRA investors is whether they should make annual contributions in pretax or Roth. This…
Taking RMDs from Retirement Accounts
As we approach the end of the year, it's time to start getting your retirement accounts in order. There are certain things you must do,…
Navigating the Plan Asset Rules for a Self-Directed IRA Investment
For Self-Directed IRA investors seeking to make alternative asset investments, there are a set of rules known as the “Plan Asset Rules” that must be…
Solo 401(k) Paperwork – What You Need to Know
The amazing thing about technology is that you do not have handle any of the paperwork for your Solo 401(k) plan. IRA Financial has an app…
Safe Harbor 401(k) – The Best Small Business 401(k) Plan
Employers start a 401(k) plan for many reasons. A well-designed 401(k) plan can help attract and keep talented employees and allows participants to…