IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Options for Reducing California Franchise Fee for a Self-Directed IRA LLC
One of the most common questions for any potential Self-Directed IRA LLC investor who is a resident of the state of California, or is seeking to…
What Is the 4% Rule for Retirement?
Planning for retirement can be daunting. Questions about how much to save, when to start withdrawing, and how to ensure your money lasts throughout…
Using a Gift to Fund an IRA
For many grandparents or parents seeking to help family members pay for college, buy a home, or just have extra money for retirement, gifting funds…
Can I be an Officer of a Company my IRA will Invest In?
One of the most misunderstood facets about the IRS prohibited transaction rules involves using a Self-Directed IRA to invest in a business where one…
Can a 403(b) be Converted to Roth?
A 403(b) plan, sometimes called a tax-sheltered annuity (TSA), is a retirement plan offered by public schools, churches, and certain 501(c)(3)…
How to Generate a Guaranteed 7.5% Rate of Return from your 401(k)
In 2025, earning a guaranteed 7.5% on your 401(k) plan investment with no risk seems almost too good to be true. Here is the thing – it is…
Keep Your Self-Directed IRA LLC in IRS Compliance
A Self-Directed IRA LLC is a type of IRA that allows the IRA holder (you) to gain control over your retirement funds, so you can self-direct the…
Can I Contribute to a 401(k) and IRA in the Same Year?
The short answer is yes! However, the type of IRA you can contribute to and the ability to receive a tax deduction is dependent on a number of…
The Backdoor Roth IRA
Key Points The Backdoor Roth IRA can help you save for retirement IRA and Solo 401k plans are the best for retirement savings Be aware of UBTI……
Tax Treatment of Self-Directed IRA LLCs
The use of a limited liability company (LLC), that is wholly owned by an IRA, has become increasingly popular over the last 25 years. The…
How to Transfer my IRA to IRA Financial?
One of the main advantages of having an IRA over a 401(k) plan is that the transfer rules between IRAs are so flexible. In general, one can transfer…
Gold IRA Rollover
With inflation peaking, supply side challenges, and a sputtering stock market, many IRA investors are looking for a safe landing spot for their IRA…