IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Discount Valuations for Family Limited Partnerships (FLPs)
Family Limited Partnerships (FLPs) have long been a favored tool in estate planning, offering a way to transfer wealth between family members while…
College Students and the Roth IRA
Why should college students open and contribute to a Roth IRA? Key Takeaways A Roth IRA lets students start saving early with tax-free growth.…
ROBS 401(k) Pros and Cons: A Clear Guide to Business Financing
Thinking about using your 401(k) to fund a new business? Before you dive in, it’s crucial to understand the ROBS 401(k) pros and cons of using…
Coverdell ESA vs. 529 Plan – Which One is Better?
Choosing between a Coverdell ESA vs. 529 plan comes down to a few different factors. Both plans allow you to put aside money in a tax advantageous…
Asset and Creditor Protection for the Self-Directed IRA
Asset and creditor protection is an essential part of safeguarding the wealth in your Self-Directed IRA. Lawsuits, creditors, and unexpected…
Coverdell Withdrawal Rules: What You Need to Know
The Coverdell withdrawal rules can be confusing but understanding them is crucial for using your education savings effectively. This article covers…
Self-Directed IRA Benefits
Regular IRA, Traditional IRA, Roth IRA, Self-Directed IRA, SEP IRA, SIMPLE IRA. There are many different options out there for Individual Retirement…
Gold IRA Buyers Guide: Investing in Precious Metals with a Self-Directed IRA
Investing in gold and other precious metals with a Self-Directed IRA is a strategic way to protect your retirement savings against economic…
Solo 401(k) Rules & Multiple Member LLC (Partnership)
The IRS allows any entity type, including an LLC, to establish a Solo 401(k) plan. The Solo 401(k) plan is essentially a regular 401(k) plan…
How to Fund a New or Existing Business with a Self-Directed IRA
Data from the US Census Bureau shows that an average of 4.4 million businesses are started every year. That average is from the past five years of…
Is a Backdoor Roth IRA Worth It?
A Backdoor Roth IRA is a strategy that allows high-income earners to contribute to a Roth IRA even if they exceed the income limits set by the IRS.…
Types of Self-Directed IRAs
A Self-Directed IRA is not a term you will find anywhere in the Internal Revenue Code (IRC), meaning the IRS does not define what a Self-Directed…