IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Maximizing Your Retirement Balance: A Comprehensive Guide
Retirement is a major milestone, symbolizing the culmination of decades of hard work and financial planning. The key to enjoying a secure and…
Five Ways to Boost Your Roth IRA for Maximum Growth
A Roth IRA is one of the most powerful tools for building tax-free wealth in retirement. Since your contributions are made with after-tax dollars,…
The Self-Directed Defined Benefit Plan
The defined benefit plan is probably the most underrated small business retirement plan. One of the reasons it is so underrated is because of…
The Prohibited Transaction Rules: Key Lessons from Landmark Cases
When you open a Self-Directed IRA or Solo 401(k), the IRS gives you the freedom to invest in almost any asset — from real estate to private…
How SECURE Act 2.0 Changed the 401(k) Controlled Group Rules
The SECURE Act 2.0, signed into law in December 2022, brought significant reforms to retirement savings, building on the foundation of the original…
Annuities Explained: Are They a Good Fit for Today’s Retirees?
As you approach retirement, ensuring a steady stream of income becomes one of the most critical aspects of financial planning. Among the tools…
What is the UBTI Tax Rate?
The UBTI tax rate is in existence to prevent tax-exempt entities from competing unfairly with taxable entities. Tax-exempt companies are subject to…
Understanding ERISA: The Law That Shapes American Retirement and Health Benefits
The Employee Retirement Income Security Act of 1974, commonly known as ERISA, is a landmark piece of legislation that significantly impacts the…
Inherited IRAs – Everything You Need to Know in 2025 & Beyond
Inherited IRAs (Individual Retirement Accounts) are a crucial aspect of estate planning and financial management. Whether you’ve recently inherited…
Making Sense of the Inherited IRA Rules: A Clear Guide for Beneficiaries After the SECURE Act 2.0
Inheriting an IRA can feel like both a gift and a burden. On one hand, it represents years, and sometimes decades, of disciplined saving. On the…
2026 Solo 401(k) Contribution Limits
For self-employed individuals and small business owners, a Solo 401(k) is a powerful tool to maximize retirement savings while enjoying significant…
Socially Responsible Investing with an IRA
In recent years, socially responsible investing (SRI) has grown from a niche concept to a mainstream strategy embraced by individuals and…