IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Top 10 Startups Using ROBS
Recently, IRA Financial's Adam Bergman published an article on Forbes about the Gig Economy and the Solo 401(k). This got me thinking about another…
Using a Solo 401(k) to Avoid UBIT for a Real Estate Investment Fund
Internal Revenue Code (IRC) Section 514 requires debt-financed income to be included in Unrelated Business Taxable Income, also known as UBIT or…
Year-End Tax Planning for ROBS Users
If you utilize the ROBS structure for your business, there are several things you need to do before the end of the year. ROBS tax planning is an…
Backdoor Roth vs. Mega Backdoor Roth
Many retirement savers are not aware that that a massive Roth contribution option for the self-employed or small business owner known as the “Mega…
Tax-Deferral vs. Tax-Free – Which is Better?
Tax-Deferral vs. Tax-Free When it comes to saving for retirement, there are two ways to fund the account(s). You either use pretax (traditional…
How to Make Crowdfunding Investments with Retirement Funds
Crowdfunding is an approach for entrepreneurs and small businesses to raise capital from a number of investors in order to fund their business.…
The Corporate Transparency Act & Impact on Your Self-Directed IRA LLC
The government wants to learn more about your business or entity. This article will explore the new Corporate Transparency Act (CTA) and its…
How to Shelter a Profits Interest from Taxation
The IRS and Internal Revenue Code (IRC) offer IRA owners a wide latitude in the types of assets in which they can invest. The Code allows IRA owners…
Solo 401k Eligibility & Plan Setup
Solo 401(k) Eligibility If you’re a business owner with no full-time employees, or you earn self-employment income, you can establish a Solo…
ROBS Solution: How to Determine a Reasonable Salary
You are now working in a business funded by the Rollover Business Startups (ROBS) structure and it's up to you to determine a reasonable salary for…
Can I Use the Real Estate Owned by a Self-Directed IRA?
Unlike stocks and other passive investments, real estate is a tangible asset that can provide real value to an investor. This article will explore…
Capital Gains Tax and the Self-Directed IRA
The capital gains tax regime has been one of the key factors for the growth of the U.S. economy. By providing investors with the ability to…