Pension Plan Rollovers to a Solo 401(k) Plan
Can I use my pension to fund a Solo 401(k)? Yes, you can fund a Solo 401(k) with your pension through a rollover. This transfer offers tax-deferred…
7 Side Gigs Anyone Can do to Establish Solo 401(k)
Anyone who earns some form of self-employment income can establish a Solo 401(k) plan. In other words, even if you have a regular 9-5 job but do…
How to Take a Loan From Your Solo 401(k): Rules, Repayment, and Best Practices
If you're a solopreneur or self-employed, Solo 401(k) loans can be a fantastic resource. These loans give you access to your retirement savings for…
Solo 401(k) Plan Distribution Rules: What You Need to Know Before Withdrawing Funds
A Solo 401(k) is one of the most powerful retirement plans available for the self-employed and small business owners. It allows high contributions,…
The History of the Solo 401(k) Plan
When Did the 401(k) Start? – Key Historical Milestones Before we dig deeper, here's a quick timeline of the Solo 401(k) history: Year…
Understanding the Affiliated Service Group Rules
The affiliated service group (ASG) rules are some of the most complex tax regulations business owners face when establishing a Solo 401(k). If you…
How to Turn Your Biggest Expense (Taxes) into Your Biggest Asset (Retirement Savings) in 2025
Taxes are often a solopreneur’s single largest expense, but with the right retirement plan, you can redirect a big portion of those dollars into…
How to Set Up a Solo 401(k) For Free!
A Solo 401(k) plan is designed for self-employed individuals or small business owners with no full-time employees (other than a spouse). It offers a…
Why Choose IRA Financial for Your Solo 401(k)?
A Transparent Look at Our Fees and Services When you're a self-employed professional or small business owner, your retirement strategy should give…
Disqualified Persons and Retirement Accounts: Rules & Restrictions
When it comes to self-directed retirement accounts—whether an IRA, Solo 401(k), or other plan, few topics are more critical (or more misunderstood)…