How to File IRS Form 5500-EZ for Your Solo 401(k): 2026 Guide
If your Solo 401(k) plan assets crossed $250,000 last year, you are required to file IRS Form 5500-EZ. It is not a complicated form, but the details…
The New Era of 401(k) Investing: What the DOL’s Alternative Asset Safe Harbor Really Means
For decades, there has been a structural imbalance in how Americans invest for retirement. Large institutional investors, pension funds, endowments,…
Can I Have a 401(k) and a SDIRA at the Same Time?
One of the most common questions I hear is whether you can have both a 401(k) and a Self-Directed IRA. The answer is simple. Yes. You can have…
Understanding the Solo 401(k) Employer Profit Sharing Contribution Rules
The Solo 401(k) is one of the most powerful retirement plans available to self-employed individuals and small business owners. When structured and…
Solo 401(k) Employee Deferral Rules for 2026: How Much You Can Contribute and How to Maximize It
For self-employed individuals and small business owners with no full-time employees, the Solo 401(k) remains one of the most powerful retirement…
Why Some Advisors Tell You to Avoid IRAs and 401(k)s and Why They Are Wrong
Every so often, a financial “guru” or social media advisor makes a bold claim: “Don’t put your money in a 401(k) or IRA. Invest after tax…
Private Credit in 401(k)s: Why It Matters for Investors and Fiduciaries
Private Credit in 401(k)s has quickly moved from a niche corner of finance to one of the most significant pillars of institutional investing.…
Understanding the Affiliated Service Group Rules
The affiliated service group (ASG) rules are some of the most complex tax regulations business owners face when establishing a Solo 401(k). If you…
Solo 401(k) and the UBIT Rules: What Investors Need to Know
One of the biggest advantages of using retirement funds—such as a Solo 401(k), 401(k), or IRA—to make investments is that, in most cases, all income…
Can a Solo 401(k) Reduce Self-Employment Tax?
One of the more common questions we receive from self-employed business owners seeking to establish a Solo 401(k) plan is whether it can reduce…