Can I Have a 401(k) and a SDIRA at the Same Time?
One of the most common questions I hear is whether you can have both a 401(k) and a Self-Directed IRA. The answer is simple. Yes. You can have…
Solo 401(k) Employee Deferral Rules for 2026: How Much You Can Contribute and How to Maximize It
For self-employed individuals and small business owners with no full-time employees, the Solo 401(k) remains one of the most powerful retirement…
Why Some Advisors Tell You to Avoid IRAs and 401(k)s and Why They Are Wrong
Every so often, a financial “guru” or social media advisor makes a bold claim: “Don’t put your money in a 401(k) or IRA. Invest after tax…
Private Credit in 401(k)s: Why It Matters for Investors and Fiduciaries
Private Credit in 401(k)s has quickly moved from a niche corner of finance to one of the most significant pillars of institutional investing.…
Understanding the Affiliated Service Group Rules
The affiliated service group (ASG) rules are some of the most complex tax regulations business owners face when establishing a Solo 401(k). If you…
Solo 401(k) and the UBIT Rules: What Investors Need to Know
One of the biggest advantages of using retirement funds—such as a Solo 401(k), 401(k), or IRA—to make investments is that, in most cases, all income…
Can a Solo 401(k) Reduce Self-Employment Tax?
One of the more common questions we receive from self-employed business owners seeking to establish a Solo 401(k) plan is whether it can reduce…
Solo 401(k) Tax Filing Rules
The major question to address when it comes to Solo 401(k) tax filing is: Are there any annual tax filing requirements for the plan? Since a Solo…
Does a Solo 401(k) Have the Same UBTI Rules as a Self-Directed IRA LLC?
Yes and No. Like an IRA, the tax advantage of a Solo 401(k) Plan is that income is tax-free until distributed. In general, an exempt organization is…
Correcting a Prohibited Transaction
When using a Self-Directed IRA or Solo 401(k) plan to make alternative investments, you must pay attention to all the rules set forth by the IRS.…