IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Why I Started a Self-Directed IRA Company: A Tax Lawyer’s Journey to Financial Freedom for Everyday Investors
When people ask me why I started a Self-Directed IRA company, the short answer is simple. I saw a massive disconnect between what the tax code…
How Many Roth IRAs Can I Have?
The Roth IRA remains one of the most powerful retirement planning tools available for investors who want tax-free growth and tax-free income in…
How to Use a Roth IRA to Buy Your Dream House Tax-Free
Most people treat retirement planning and homeownership as two completely separate goals. Retirement accounts are for Wall Street. Homes are…
How to Transfer Your IRA to a Self-Directed IRA at IRA Financial
At some point, many retirement investors realize they’ve outgrown the limitations of a traditional brokerage IRA and start researching how to…
Can I Start a New Business to Open a Solo 401(k)?
The Solo 401(k) has become one of the most powerful retirement plans available to entrepreneurs and self-employed individuals. It offers high…
Why Family Offices and SDIRA Investors Are Embracing Alternative Investments
Over the past several years, there has been a clear shift in how investors think about building portfolios, protecting against inflation, and…
Secret Ways to Eliminate UBIT for Your Self-Directed IRA Investment
For investors using a Self-Directed IRA, few topics create more confusion or unnecessary fear than unrelated business income tax, also known as UBIT…
Promissory Note Checklist for a Self-Directed IRA
What Investors Need to Know Before Making a Private Loan with Retirement Funds Over the years, I have seen more and more Self-Directed IRA…
Solo 401(k) Plan Documents: What Every Business Owner Needs to Know
A Solo 401(k) plan has become one of the most powerful retirement strategies available to entrepreneurs, consultants, and self-employed…
Why Every American Should Have a Self-Directed IRA
When most Americans think about retirement savings, they picture a simple choice: stocks, bonds, or mutual funds managed by a financial advisor at a…
Key Tax Benefits of a Solo 401(k) in 2026: Contribution Limits, Roth, and Deductions
Key Tax Benefits of a Solo 401(k) A Solo 401(k) is a powerful retirement plan for self-employed individuals and owner-only small businesses. It…
Is a Self-Directed Health Savings Account Worth It vs Maxing Out a 401(k)?
I get this question all the time. Should you focus on your 401(k), or does a Health Savings Account deserve more attention? Here is how I see it.……
