IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
How IRA Financial Makes Self-Directed IRAs Simple
Self-directing your retirement account gives you control, flexibility, and access to alternative investments like real estate, private equity,…
Five Years Later: The McNulty v. Commissioner Case Reaffirms Physical Possession Rules
More than five years after McNulty v. Commissioner, the decision remains one of the most important U.S. Tax Court rulings interpreting physical…
Margin, Stock Speculation and the Self-Directed IRA
Margin trading and stock speculation have long attracted investors seeking to magnify returns by using borrowed capital, but when leverage enters…
Checkbook IRA: Unlock Real Estate Investment Freedom
Investing in real estate can be a powerful way to diversify your retirement portfolio, but navigating the rules and logistics through a…
Top Gold Investing Platforms to Consider in 2026
For centuries, gold investing has played a unique role in preserving wealth. While markets, currencies, and economic systems evolve, gold has…
How SECURE Act 2.0 Transformed the Solo 401(k): New Rules, New Opportunities, and What Business Owners Must Know
The passage of the SECURE Act 2.0 marked the most significant expansion and modernization of retirement plan rules in more than a decade. While much…
Cutting-Edge Roth IRA Conversion Strategies (2026 Update)
For many tax professionals and sophisticated investors, the Roth IRA remains the gold standard of tax planning. The ability to legally eliminate…
How to Shelter Your SPAC Founder Shares from Tax (2026 Update)
After an unprecedented boom in 2020 and 2021, the Special Purpose Acquisition Company (SPAC) market entered a prolonged slowdown through 2023 and…
Companies for Precious Metals IRAs: How to Choose the Right Partner
Investors looking to diversify beyond traditional stocks and bonds often turn to precious metals IRAs. Gold, silver, platinum, and palladium can…
How to Invest in Ethereum Using a Self-Directed IRA in 2026: Strategies, Structures, and the Most Efficient Way Forward
Ethereum has firmly established itself as more than just a cryptocurrency. It is the backbone of decentralized finance, smart contracts, tokenized…
Solo 401(k) Employee Deferral Rules for 2026: How Much You Can Contribute and How to Maximize It
For self-employed individuals and small business owners with no full-time employees, the Solo 401(k) remains one of the most powerful retirement…
Hardship 401(k) Withdrawals: Qualifications, Taxes, and Key Rules Explained
When unexpected financial emergencies come up, your retirement savings are often one of the largest pools of money you can tap into. For those…
