IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
What the INVEST Act Would Change: Accredited Investor Definition
Expansion Beyond Wealth and Income Under current law, to qualify as an “accredited investor”, the threshold for many private offerings under…
Trump Accounts vs Roth IRAs: What Parents Should Know
In 2025, the U.S. government passed the One Big Beautiful Bill Act (OBBBA), which created a brand-new kind of savings and investment account for…
How to Use a Roth IRA to Invest in Real Estate Tax-Free
For many investors, real estate represents stability, income, and long-term wealth creation. It is tangible, understandable, and often outperforms…
Crowdfunding IRA Investments: How to Use a Self‑Directed IRA to Access Private Deals
Crowdfunding IRA investments has changed investing forever. What once required private connections, venture capital relationships, and high minimums…
IRA Real Estate Investing: Due Diligence Guide for Self Directed Investors
IRA real estate investing has become one of the most popular alternatives for retirement savers seeking to diversify beyond the stock market.…
Steer Clear of These 7 Common Solo 401(k) Blunders for Seamless Compliance and Peak Benefits
A Solo 401(k) is one of the most powerful retirement planning tools available to self-employed individuals and owner-only businesses. When…
IRS Announces 2026 401(k) and IRA Contribution Limits
A, 401(k), and similar plans. Because of inflation over the last few years, limits, including how much you can save, and income restrictions that…
Borrow from an IRA – Is it Possible?
Can I Borrow from an IRA? The short answer is still no, you cannot truly borrow money from any type of IRA. This includes: Traditional…
Benefits of Rolling Over a Defined Benefit Plan to a Self-Directed IRA
Rolling Over a Defined Benefit Plan is an increasingly attractive strategy for retirement investors seeking more control over their assets. The main…
Can You Perform a Backdoor Roth Every Year?
The “Backdoor Roth IRA” is a popular Roth conversion strategy that allows high-income earners to make Roth IRA contributions. Can you perform a…
Can I Have Multiple Solo 401(k) Plans?
A Solo 401(k) plan is an IRS-approved retirement plan, which is designed for self-employed and small business owners without full-time employees,…
