IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
How Do You Title Real Estate in a Self-Directed IRA?
Real estate has long been one of the most popular alternative investments held inside retirement accounts. Many investors understand the benefits of…
IRA Financial vs Alto IRA
When you want to invest your retirement funds in alternative assets, such as real estate, private equity, or cryptocurrency, Self-Directed IRAs…
How to Close a Real Estate IRA Purchase: A Step-by-Step Compliance Checklist
A Real Estate IRA closing follows standard real estate procedures, but ownership, funding flow, and signatures must reflect the IRA, not you…
The Self-Employed Tax-Free Empire: How to Bundle Your Way to Tax-Free Millions
The tax code is often portrayed as the enemy of the self-employed. In reality, it is written in their favor. W-2 employees are largely limited to…
IRA Financial vs Columbia Private Trust
For investors looking to diversify their retirement portfolios with alternative assets, such as real estate, private equity, or cryptocurrency,…
SEP IRA for S-Corps vs LLCs vs Sole Props
A SEP IRA follows the same IRS framework across all business types, but entity structure controls what counts as compensation, and that directly…
IRA Financial vs Broad Financial
For investors who want more control over their retirement savings, a Self-Directed IRA (SDIRA) makes it possible to go beyond Wall Street and…
Self-Directed HSA Investment Rules by Asset Type
Most people think of an HSA as a healthcare spending account that earns a little interest. That significantly undersells what a Self-Directed HSA can…
4 Ways to Fund a Self-Directed Roth IRA in 2026
The Self-Directed Roth IRA has become one of the most sought-after retirement structures available to investors who want both tax-free growth and…
Can You Invest in Trading Cards With Your Retirement Funds in 2026? A Tax Lawyer’s Analysis of Whether a ROBS Structure May Provide the Answer
Key Takeaways: IRA rules generally block retirement accounts from buying trading cards directly and treat any such purchase as a taxable…
IRA Financial vs. Pango Financial
Pango Financial markets its DreamSpark plan as the most cost-effective ROBS option in the industry, and their setup fee is competitive. But pricing…
SEP IRA Contribution Calculation Guide: Examples for Different Net Incomes in 2026
SEP IRAs look simple from the outside. One account, one contribution rate, no employee elections to manage. But the contribution calculation itself…