IRA Financial Blog

Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.

How Does ROBS Work?

How Does ROBS Work?

A Rollover Business Startup (ROBS) arrangement allows you to use retirement funds, tax and penalty free, to finance a new or existing business. If…

Self-Directed IRA Contribution Limits

Self-Directed IRA Contribution Limits

If you’re looking to take control of your retirement investments, understanding Self-Directed IRA contribution limits is essential. A Self-Directed…

Manage repairs on your IRA-owned property effectively

How to Handle Repairs and Maintenance on Your IRA-Owned Property Without Breaking the Rules

Managing repairs and maintenance for properties held in a Self-Directed IRA is crucial, not just for keeping things compliant but also for boosting…

Crypto IRA Comparison

Crypto IRA Comparison 2026: Top Providers, Fees & Control

If you’re thinking about adding cryptocurrency to your retirement strategy, choosing the right Crypto IRA provider can make or break your returns.…

side gigs anyone can do

7 Side Gigs Anyone Can do to Establish Solo 401(k)

Anyone who earns some form of self-employment income can establish a Solo 401(k) plan. In other words, even if you have a regular 9-5 job but do…

The ROBS Process Deconstructed

The ROBS Process Deconstructed: From C-Corp to Capital in 4 Simple Stages

Rollover for Business Startups (ROBS) is a fantastic way for entrepreneurs to tap into their retirement savings to fund a new or existing business.…

Solo 401(k) Loan Rules

How to Take a Loan From Your Solo 401(k): Rules, Repayment, and Best Practices

If you're a solopreneur or self-employed, Solo 401(k) loans can be a fantastic resource. These loans give you access to your retirement savings for…

How to Invest in a Pre-IPO Startup with Your IRA

How to Invest in a Pre-IPO Startup with Your IRA: A Guide to Private Placements

With pre-IPO investing gaining traction, many savvy investors are diving into new strategies to boost their portfolios. One option that's catching…

Checkbook Control vs. Custodian-Managed SDIRA: Which Is Right for Your Real Estate Strategy?

Custodian-Managed SDIRA vs. Checkbook IRA: Which Is Right for Your Real Estate Strategy?

Understanding Your Options for Real Estate Investing Self-Directed IRAs (SDIRAs) have gained a lot of traction among real estate investors who…

Solo 401(k) vs. SEP IRA: Which is Better?

When self-employed, you have many retirement options to pick from, including the Solo 401(k) or SEP IRA. For many years, self-employed…

Is a ROBS Plan Safe?

Is a ROBS Plan Safe? Debunking the Myths and Understanding the Compliance Requirements

When it comes to entrepreneurship, thinking outside the box for funding is often necessary. One option that’s gained traction among aspiring…

Investing in Gold with Retirement Funds

Investing in Gold with Retirement Funds: How to Protect and Grow Your Wealth in Uncertain Times

Investing in gold has long been viewed as a timeless store of value, a tangible asset that holds its worth when paper markets fluctuate. In October…

IRA Financial (IRAF) is not a law firm and does not provide legal, financial, or investment advice. No attorney-client relationship exists between the Client and IRAF, its staff, or in-house counsel. IRAF offers retirement account facilitation and document services only. Clients should consult qualified legal, tax, or financial professionals before making investment decisions. IRAF does not render legal, accounting, or professional services. If such services are needed, seek a qualified professional. Custodian-related service costs are not included in IRAF’s professional services.