IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Can You Trade Stocks Inside a Self-Directed IRA?
If you invest in alternative assets through a Self-Directed IRA, real estate, cryptocurrency, private equity, you've probably had to maintain a…
The Smartest Thing You Can Do with Your Tax Refund
Every year, millions of Americans receive a tax refund and treat it like a bonus. A vacation. A new piece of furniture. A few months of caught-up…
How to Add Cryptocurrency to Your Retirement Account: A Step‑by‑Step Guide
Cryptocurrency has moved from the fringes of investing to a mainstream asset class. Yet most retirement savers still have no exposure to it, not…
Self-Directed IRA vs. Brokerage Account: Key Differences Explained
Most investors begin with a brokerage account. It is familiar, easy to open, and provides direct access to the financial markets. As your financial…
Why UBIT Isn’t as Bad as It Sounds for Real Estate IRA or 401(k) Investors
For many investors exploring the use of a Self-Directed IRA or Solo 401(k) to invest in real estate, one concept tends to create immediate concern:…
Rethinking RMDs: A Self-Directed IRA Strategy for Charitable Giving
For many retirement investors, the shift from saving to withdrawing is not as straightforward as expected. After years of carefully building wealth…
Solo 401(k) Provider Scorecard: 15 Questions to Ask Before You ChooseÂ
Why Your Solo 401(k) Provider Choice Affects Taxes, Control, and Flexibility Solo 401(k) plans remain one of the most powerful retirement…
When Is Your Self-Directed IRA Contribution Actually Made?
When it comes to Self-Directed IRAs and Self-Directed Roth IRAs, most investors focus on how much they can contribute and what they should invest…
The “Triple-Threat” Education Strategy: 529, Self-Directed Coverdell, and the Trump Account
Saving for a child’s future is no longer just about safe bonds and slow growth. To keep pace with rising tuition and the evolving digital economy,…
Can I Move Money to IRA Financial Tax-Free?
A Complete Guide to Funding a Self-Directed IRA, Solo 401(k), or ROBS Plan Without Triggering Taxes One of the most common questions I hear from…
Crypto IRA Regulations You Must Know: IRS Rules, Compliance, and Tax Implications
Crypto IRA Regulations You Must Know: IRS Rules, Compliance, and Tax Implications A Crypto IRA lets you hold cryptocurrency inside an individual…
How Do I Move Money to an IRA Financial Self-Directed IRA?
A Complete Guide to Contributions, Transfers, and Rollovers For many investors, the decision to open a Self-Directed IRA comes down to one thing:…