IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Can You Perform a Backdoor Roth Every Year?
The “Backdoor Roth IRA” is a popular Roth conversion strategy that allows high-income earners to make Roth IRA contributions. Can you perform a…
Can I Have Multiple Solo 401(k) Plans?
A Solo 401(k) plan is an IRS-approved retirement plan, which is designed for self-employed and small business owners without full-time employees,…
Beyond the SEP IRA: A High-Earner’s Guide to the Solo 401(k) in 2026
As a successful self-employed professional, you've mastered your craft. Whether you're an IT consultant, a marketing guru, or a freelance designer,…
Pension Plan Rollovers to a Solo 401(k) Plan
Can I use my pension to fund a Solo 401(k)? Yes, you can fund a Solo 401(k) with your pension through a rollover. This transfer offers tax-deferred…
Can I Invest My IRA in a Business I Work For? IRS Rules You Must Know
Working at a company you believe in is truly important. Being able to go to work every day and feel like you are contributing to a growing business…
How Does ROBS Work?
A Rollover Business Startup (ROBS) arrangement allows you to use retirement funds, tax and penalty free, to finance a new or existing business. If…
Self-Directed IRA Contribution Limits
If you’re looking to take control of your retirement investments, understanding Self-Directed IRA contribution limits is essential. A Self-Directed…
How to Handle Repairs and Maintenance on Your IRA-Owned Property Without Breaking the Rules
Managing repairs and maintenance for properties held in a Self-Directed IRA is crucial, not just for keeping things compliant but also for boosting…
Crypto IRA Comparison 2026: Top Providers, Fees & Control
If you’re thinking about adding cryptocurrency to your retirement strategy, choosing the right Crypto IRA provider can make or break your returns.…
7 Side Gigs Anyone Can do to Establish Solo 401(k)
Anyone who earns some form of self-employment income can establish a Solo 401(k) plan. In other words, even if you have a regular 9-5 job but do…
The ROBS Process Deconstructed: From C-Corp to Capital in 4 Simple Stages
Rollover for Business Startups (ROBS) is a fantastic way for entrepreneurs to tap into their retirement savings to fund a new or existing business.…
How to Take a Loan From Your Solo 401(k): Rules, Repayment, and Best Practices
If you're a solopreneur or self-employed, Solo 401(k) loans can be a fantastic resource. These loans give you access to your retirement savings for…